20312 20th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20312 20th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,516 sqft · built 2016
Lot Size	0.181 acres (7,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,000 (Aug 2020)
Tax Bill	$6,308 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500490-0-580`

Property Details

APN / Parcel Number

Primary APN	`500490-0-580`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,516 sqft Living Area
Gross Area	2,916 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,870 sqft (0.181 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20312 20TH AVE E
City	SPANAWAY
State	WA
Zip	98387-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 41 RIDGE AT SOUTHWOOD DIV NO 3 PDD L 58 TOG/W UNDIV INT IN TRACTS B THRU G OUT OF 03-18-03-4-021 & 4-022 SEG 2016-0264 JP 02/09/16 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE AT SOUTHWOOD DIV NO 3 PDD
Legal Tract	B
Legal Lot Number	58
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20312 20TH AVE E, SPANAWAY, WA 98387-3453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit O BEE CU
Aug 27, 2020	Warranty Deed, Transfer · VA Mortgage LENDUS LLC
Jun 22, 2017	Deed of Trust, Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	2020270886
Prior Transfer Date	Apr 14, 2016
Prior Transfer Doc	0000000223
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20312 20TH AVE E, SPANAWAY, WA 98387-3453
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005191042
Date	May 19, 2021
Instrument	202105191042

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20312 20TH AVE E, SPANAWAY, WA 98387-3453
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001140705
Date	Jan 14, 2022
Instrument	202201140705

Lender

Name	O BEE CU
Type	Credit Union
Address	SPANAWAY, WA 98387

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 27, 2020
Property Address	20312 20TH AVE E, SPANAWAY, WA 98387-3453
Document Number	0008270886
Map Reference	DOC 201512105002
Instrument Date	Aug 24, 2020
Instrument	202008270886
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,656.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20322 20TH AVE E, SPANAWAY, WA 98387-3453

Mortgage

Document Number	0008270888
Date	Aug 27, 2020
Instrument	202008270888

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20312 20TH AVE E, SPANAWAY, WA 98387-3453
Document Number	1706270500
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20312 20TH AVE E SPANAWAY WA 983873453, SPANAWAY, WA 98387-3453

Mortgage

Document Number	1706270500
Date	Jun 27, 2017
Instrument	201706270500

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,308.00 (+0.73%)	$566,600 (+8.23%) Land $162,200 Building $404,400	$566,600 (+8.23%) Land $162,200 Building $404,400
2025	$6,262.00 (+3.42%)
2024	$6,055.00 (-2.35%)	$523,500 (-4.05%) Land $169,600 Building $353,900	$523,500 (-4.05%) Land $169,600 Building $353,900
2023	$6,201.00	$545,600 Land $160,900 Building $384,700	$545,600 Land $160,900 Building $384,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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