20220 20th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20220 20th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,596 sqft · built 2016
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Apr 2025)
Tax Bill	$6,092 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500490-0-550`

Property Details

APN / Parcel Number

Primary APN	`500490-0-550`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,596 sqft Living Area
Gross Area	3,016 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20220 20TH AVE E
City	SPANAWAY
State	WA
Zip	98387-3452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 41 RIDGE AT SOUTHWOOD DIV NO 3 PDD L 55 TOG/W UNDIV INT IN TRACTS B THRU G OUT OF 03-18-03-4-021 & 4-022 SEG 2016-0264 JP 02/09/16 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE AT SOUTHWOOD DIV NO 3 PDD
Legal Tract	B
Legal Lot Number	55
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20220 20TH AVE E, SPANAWAY, WA 98387-3452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Oct 21, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Aug 30, 2016 · Amount on Record
Deed Document Number	2025354
Prior Transfer Date	Apr 14, 2016
Prior Transfer Doc	0000000223
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20220 20TH AVE E, SPANAWAY, WA 98387-3452
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003260525
Date	Mar 26, 2021
Instrument	202103260525

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20220 20TH AVE E, SPANAWAY, WA 98387-3452
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010210029
Date	Oct 21, 2022
Instrument	202210210029

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,092.00 (+0.83%)	$563,100 (+12.44%) Land $141,900 Building $421,200	$563,100 (+12.44%) Land $141,900 Building $421,200
2025	$6,042.00 (+3.76%)
2024	$5,823.00 (-2.63%)	$500,800 (-4.41%) Land $148,400 Building $352,400	$500,800 (-4.41%) Land $148,400 Building $352,400
2023	$5,980.00	$523,900 Land $140,800 Building $383,100	$523,900 Land $140,800 Building $383,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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