St. Clair County property record for 2015 Saint Clair River Dr, Algonac, MI 48001 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1965 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Mar 2023) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-137-0001-000 |
| Primary APN | 74-01-137-0001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 219 ft deep x 82.5 ft wide |
| Garage Area | 736 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 2015 SAINT CLAIR RIVER DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 807 & 808 ALSO SWLY 8.50' OF LOT 4 KENDALL FARM SUBD OWNED & OCC AS 1 PARCEL SUPV ROY T GILBERTS PLAT NO 10 SEC 02 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | KENDALL FARM SUBD |
| Legal Lot Number | 807-808 |
| Legal Unit | 8,4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-137-0001-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2006 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1135 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 14, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on Record |
| Deed Sale | Mar 14, 2023 · Amount on Record |
| Deed Document Number | 20234077 |
| Deed Book / Page | 5604 / 991 |
| Prior Transfer Date | Apr 21, 2010 |
| Prior Transfer Doc | 0005563564 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2015 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2015 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1134 |
| Document Number | 0005699413 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 5699/413 |
| Instrument | 2024004677 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 14, 2023 |
| Property Address | 2015 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1134 |
| Document Number | 0005604991 |
| Book / Page | 5604 / 991 |
| Map Reference | LB 49 PG 14 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2023004077 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2006 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1135 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1742 WASHINGTON ST, ALGONAC, MI 48001-1041 |
| Document Number | 2023004078 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023004078 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 22, 2022 |
| Property Address | 2015 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1134 |
| Document Number | 0005563564 |
| Book / Page | 5563 / 564 |
| Map Reference | LB 49 PG 14 |
| Instrument Date | Apr 21, 2010 |
| Instrument | 2022021940 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2015 SAINT CLAIR RIVER DR, 2015, ALGONAC, MI 48001-1134 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2015 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1134 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 (-55.49%) | $85,800 (+26.36%) | |
| 2024 | $2,795.00 (+59.35%) | $171,600 (+26.36%) | |
| 2023 | $67,900 | ||
| 2022 | $1,754.00 | $135,800 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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