2031 Lucca Ct, Elgin, IL 60123 Property Records

Kane County property record for 2031 Lucca Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,433 sqft · built 2009
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Dec 2019)
Tax Bill	$11,098 (2025)
Deeds & Mortgages	Feb 2022 Transfer Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-251-020`

Property Details

APN / Parcel Number

Primary APN	`06-16-251-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,433 sqft Living Area
Gross Area	3,598 sqft
Basement Area	1,165 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2031 LUCCA CT
City	ELGIN
State	IL
Zip	60123-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUSCAN WOODS UNIT1 LT 11
Legal Subdivision	TUSCAN WOODS UNIT
Legal Block	3
Legal Lot Number	11
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2031 LUCCA CT, ELGIN, IL 60123-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	201959359
Last Transfer Date	Feb 9, 2022
Transfer Doc	0000011120
Record Updated	Oct 29, 2026

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Feb 25, 2022
Property Address	2031 LUCCA CT, ELGIN, IL 60123-9007
Document Number	0000011120
Map Reference	DOC 2006K022901
Instrument Date	Feb 9, 2022
Instrument	2022K011120
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2031 LUCCA CT, 2031, ELGIN, IL 60123-9007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 DANIEL ST, GRIFFIN, GA 30224-4323

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 9, 2019
Property Address	2031 LUCCA CT, ELGIN, IL 60123-9007
Document Number	0000059359
Instrument Date	Nov 18, 2019
Instrument	59359
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 PIONEER PARK PL ELGIN IL 601232726, ELGIN, IL 60123-2726

Mortgage

Document Number	59360
Date	Dec 9, 2019
Instrument	59360

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,098.00 (+15.88%) Homeowner's exemption	$153,474 (+8.57%) Land $39,025 Building $114,449	$460,606 (+8.57%) Land $117,122 Building $343,484
2024		$141,360 (+21.39%) Land $35,945 Building $105,415	$424,250 (+21.44%) Land $107,878 Building $316,372
2022	$9,577.00 (+4.36%) Homeowner's exemption	$116,448 (+6.96%) Land $29,611 Building $86,837	$349,344 (+6.96%) Land $88,833 Building $260,511
2021	$9,177.00 Homeowner's exemption	$108,870 Land $27,684 Building $81,186	$326,610 Land $83,052 Building $243,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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