2030 Lucca Ct, Elgin, IL 60123 Property Records

Kane County property record for 2030 Lucca Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,268 sqft · built 2007
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Jul 2026)
Tax Bill	$11,592 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-251-016`

Property Details

APN / Parcel Number

Primary APN	`06-16-251-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,268 sqft Living Area
Gross Area	4,877 sqft
Basement Area	1,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2030 LUCCA CT
City	ELGIN
State	IL
Zip	60123-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUSCAN WOODS UNIT1 LT 13
Legal Subdivision	TUSCAN WOODS UNIT
Legal Block	3
Legal Lot Number	13
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2338 STOUGHTON CIR, AURORA, IL 60502-6481
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	202629181
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0000030374
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 10, 2026
Property Address	2030 LUCCA CT, ELGIN, IL 60123-9007
Document Number	0000029181
Instrument Date	Jun 24, 2026
Instrument	202629181
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS

Transaction

Amount	Amount Recorded
Tax	$88,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 STOUGHTON CIR, AURORA, IL 60502-6481

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2021
Property Address	2030 LUCCA CT, ELGIN, IL 60123-9007
Document Number	0000073585
Map Reference	DOC 2006K089310
Instrument Date	Jul 23, 2021
Instrument	2021K073585
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2030 LUCCA CT, ELGIN, IL 60123-9007

Mortgage

Document Number	0000073586
Date	Sep 28, 2021
Instrument	2021K073586

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2030 LUCCA CT, ELGIN, IL 60123-9007
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014886
Date	Feb 25, 2021
Instrument	2021K014886

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,592.00 (+3.96%) Homeowner's exemption	$159,957 (+8.57%) Land $39,025 Building $120,932	$480,063 (+8.57%) Land $117,122 Building $362,941
2024	$11,150.00 (+11.47%)	$147,331 (+21.39%) Land $35,945 Building $111,386	$442,170 (+21.44%) Land $107,878 Building $334,292
2022	$10,003.00 (-1.19%) Homeowner's exemption	$121,367 (+6.96%) Land $29,611 Building $91,756	$364,101 (+6.96%) Land $88,833 Building $275,268
2021	$10,123.00	$113,469 Land $27,684 Building $85,785	$340,407 Land $83,052 Building $257,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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