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2031 Lancer Ct, Troy, MI 48084 Property Records

Oakland County property record for 2031 Lancer Ct, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,192 sqft · built 1976
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$545,500 (Feb 2024)
Tax Bill$8,371 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jul 2026 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN88-20-19-429-016

Property Details

APN / Parcel Number

Primary APN88-20-19-429-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,192 sqft Living Area
1st Floor Area1,656 sqft
Basement Area1,146 sqft
Unfinished Basement1,656 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions129 ft deep x 115 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area125 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2031 LANCER CT
CityTROY
StateMI
Zip48084-1300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 19 SHEFFIELD MANOR SUB NO 2 LOT 95
Legal Range11E
Legal Township2N
Legal Section19
Legal SubdivisionSHEFFIELD MANOR SUB #2
Legal Lot Number95
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2015
Census Tract196700

Owner

Source: Oakland County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2031 LANCER CT, TROY, MI 48084-1300
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 1, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 23, 2023Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK
Jul 2, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2024 · Amount on Record
Deed SaleFeb 1, 2024 · Amount on Record
Prior SaleJun 23, 2023 · Amount on Record
Deed Document Number202410762
Deed Book / Page59144 / 373
Prior Transfer DateJun 22, 2020
Prior Transfer Doc0000128712
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2031 LANCER CT, TROY, MI 48084-1300
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2031 LANCER CT, TROY, MI 48084-1300

Mortgage

Document Number20260012786
DateJan 28, 2026
Book Page60909/39
Instrument20260012786
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 15, 2026
Property Address2031 LANCER CT, TROY, MI 48084-1300
Document Number0000102864
Book / Page61367 / 432
Instrument DateJun 22, 2026
Instrument2026102864
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2031 LANCER CT, TROY, MI 48084-1300

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 1, 2024
Property Address2031 LANCER CT, TROY, MI 48084-1300
Document Number0000010762
Book / Page59144 / 373
Map ReferenceLB 147 PG 18&19
Instrument DateJan 25, 2024
Instrument10762
Transaction TypeTransfer
Record UpdatedFeb 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,091.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address2031 LANCER CT, TROY, MI 48084-1300

Mortgage

Document Number0000011465
DateFeb 2, 2024
Book Page59148/282
Instrument11465
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 23, 2023
Property Address2031 LANCER CT, TROY, MI 48084-1300
Document Number0000067943
Book / Page58688 / 24
Map ReferenceLB 147 PG 18&19
Instrument DateJun 20, 2023
Instrument67943
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$4,293.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1081 FOXBORO, TROY, MI 48083-5460

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2031 LANCER CT, TROY, MI 48084-1300
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2031 LANCER CT, TROY, MI 48084-1300

Mortgage

Document Number0000025386
DateJan 29, 2021
Book Page55602/59
Instrument25386
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 2, 2020
Property Address2031 LANCER CT, TROY, MI 48084-1300
Document Number0000128712
Book / Page54437 / 758
Map ReferenceLB 147 PG 18&19
Instrument DateJun 22, 2020
Instrument128712
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyRET

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2031 LANCER CT, TROY, MI 48084-1300

Mortgage

Document Number0054437759
DateJul 2, 2020
Instrument54437/759
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,371.00 (+0.52%)
2024$8,328.00 (+42.21%)
2023$483,180 (-)
2022$5,856.00 Homeowner's exemption$241,590$483,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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