Oakland County property record for 2018 Lancer Ct, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,192 sqft · built 1976 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $474,900 (Jun 2023) |
| Tax Bill | $8,436 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-19-428-009 |
| Primary APN | 88-20-19-428-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,192 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Basement Area | 1,496 sqft |
| Unfinished Basement | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 176 ft deep x 127 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 430 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2018 LANCER CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 19 SHEFFIELD MANOR SUB NO 2 LOT 93 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 19 |
| Legal Subdivision | SHEFFIELD MANOR |
| Legal Lot Number | 93 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 196700 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2018 LANCER CT, TROY, MI 48084-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Jun 5, 2023 | Warranty Deed, Transfer OLD OAK TITLE AGENCY, OLD WOODWARD TITLE AGENCY |
| May 22, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Apr 30, 2020 | Intrafamily Transfer, Transfer RED CARPET TITLE AGENCY LLC |
| Feb 28, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on Record |
| Deed Sale | Jun 5, 2023 · Amount on Record |
| Prior Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 202360748 |
| Deed Book / Page | 58647 / 14 |
| Prior Transfer Date | May 8, 2023 |
| Prior Transfer Doc | 0000055519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2018 LANCER CT, TROY, MI 48084-1306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2018 LANCER CT, TROY, MI 48084-1306 |
| Document Number | 0000101162 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 58878/201 |
| Instrument | 101162 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 5, 2023 |
| Property Address | 2018 LANCER CT, TROY, MI 48084-1306 |
| Document Number | 0000060748 |
| Book / Page | 58647 / 14 |
| Map Reference | LB 147 PG 18 |
| Instrument Date | May 18, 2023 |
| Instrument | 60748 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Title Company | OLD OAK TITLE AGENCY, OLD WOODWARD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6689 ORCHARD LAKE RD # RD248, RD248, WEST BLOOMFIELD, MI 48322-3404 |
| Name | Verified Name |
|---|---|
| Address | 2018 LANCER CT, TROY, MI 48084-1306 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 22, 2023 |
| Property Address | 2018 LANCER CT, TROY, MI 48084-1306 |
| Document Number | 0000055519 |
| Book / Page | 58616 / 235 |
| Map Reference | LB 147 PG 18 |
| Instrument Date | May 8, 2023 |
| Instrument | 55519 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | OLD WOODWARD TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6689 ORCHARD LAKE RD # RD248, RD248, WEST BLOOMFIELD, MI 48322-3404 |
| Name | Verified Name |
|---|---|
| Address | 6689 ORCHARD LAKE RD # 248, 248, WEST BLOOMFIELD, MI 48322-3404 |
| Document Number | 0000055520 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 58616/237 |
| Instrument | 55520 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 30, 2020 |
| Property Address | 2018 LANCER CT, TROY, MI 48084-1306 |
| Document Number | 0000086289 |
| Book / Page | 54154 / 243 |
| Map Reference | LB 147 PG 18 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 86289 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | RED CARPET TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2018 LANCER CT, 2018, TROY, MI 48084-1306 |
| Name | Verified Name |
|---|---|
| Address | 7655 WINDGATE CIR, WEST BLOOMFIELD, MI 48323-3913 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 28, 2019 |
| Property Address | 2018 LANCER CT, TROY, MI 48084-1306 |
| Document Number | 0000027772 |
| Book / Page | 52610 / 00043 |
| Map Reference | LB 147 PG 18&19 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 027772 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,777.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2018 LANCER CT, 2018, TROY, MI 48084-1306 |
| Name | Verified Name |
|---|---|
| Address | 6689 ORCHARD LAKE RD # 248, 248, WEST BLOOMFIELD, MI 48322-3404 |
| Document Number | 0000027773 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 027773 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,436.00 (+6.06%) | ||
| 2023 | $483,720 | ||
| 2022 | $7,954.00 | $241,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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