2031 Downy Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 2031 Downy Rd, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,960 sqft · built 1994
Lot Size	2 acres (87,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,800 (Jun 2017)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B025540`

Property Details

APN / Parcel Number

Primary APN	`000B025540`
Alternative APNs	`03-0821-03-4-16-23-0000` `R0338252` `B025540` `B02554`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,960 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	1,564 sqft
Basement Area	1,552 sqft
Finished Basement	1,396 sqft
Unfinished Basement	156 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,468 sqft
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	7 Parking Spaces
Pool Area	80 sqft
Porch	Open Frame Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	2031 DOWNY RD
City	LAUREL
State	MT
Zip	59044-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINGWOOD SUBD, S03, T02 S, R24 E, BLOCK 3, LOT 1 - 2, (10)
Legal Range	24E
Legal Township	02S
Legal Section	03
Legal Subdivision	COLLINGWOOD SUBD
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1016
Census Tract	1902

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2031 DOWNY RD, LAUREL, MT 59044-9376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 13, 2017	Warranty Deed, Transfer STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	20173816639
Last Transfer Date	Aug 24, 2022
Transfer Doc	0004028443
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2031 DOWNY RD, LAUREL, MT 59044-9376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003921272
Date	May 22, 2020
Instrument	3921272

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 13, 2017
Property Address	2031 DOWNY RD, LAUREL, MT 59044-9376
Document Number	0003816639
Instrument Date	Jun 13, 2017
Instrument	3816639
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2031 DOWNY RD LAUREL MT 590449376, LAUREL, MT 59044-9376

Mortgage

Document Number	3816640
Date	Jun 13, 2017
Instrument	3816640

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,400 (-) Land $152,738 Building $509,662	$662,400 (-) Land $152,738 Building $509,662
2025	$3,226.00 (-5.78%)	$662,400 (+32.61%) Land $152,738 Building $509,662	$662,400 (+32.61%) Land $152,738 Building $509,662
2024	$3,424.00 (+8.22%)
2023	$3,164.00	$499,500	$499,500 Land $92,417 Building $407,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisp West.

Nearby Properties on Downy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures