St. Mary's County property record for 20309 Piney Point Rd, Callaway, MD 20620
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,536 sqft · built 1986 |
| Lot Size | 0.347 acres (15,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,000 (May 1986) |
| Tax Bill | $2,532 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-016303 |
| Primary APN | 02-016303 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,536 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,137 sqft (0.347 acres) |
| Deck Area | 540 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 016303 |
|---|---|
| Street Address | 20309 PINEY POINT RD |
| City | CALLAWAY |
| State | MD |
| Zip | 20620-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 2 PLAT 47/26 BEAN SUBDIVISION |
| Legal Subdivision | BEAN SUB |
| Legal Lot Number | 2 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 876101 |
20309 Piney Point Rd is owned and occupied by two individuals who bought it in May 1986.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 72, CALLAWAY, MD 20620-0072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 1986 · Amount on File |
| Deed Sale | May 20, 1986 · Amount on File |
| Prior Sale | May 20, 1986 · Amount on File |
| Deed Book / Page | 288 / 224 |
| Prior Transfer Date | Dec 18, 1981 |
| Prior Transfer Doc | 0110000103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 20309 PINEY POINT RD, CALLAWAY, MD 20620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054370466 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 5437/466 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 20309 Piney Point Rd was $2,532 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,667 | $274,600 Land $104,100 Building $170,500 | |
| 2025 | $2,532.00 Homeowner's exemption | ||
| 2023 | $2,387.00 Homeowner's exemption | $228,267 | $246,200 Land $99,000 Building $147,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20309 Piney Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20309 Piney Point Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
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