20294 Piney Point Rd, Callaway, MD 20620 Property Records

St. Mary's County property record for 20294 Piney Point Rd, Callaway, MD 20620

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,494 sqft · built 1970
Lot Size0.82 acres (35,719 sqft)
OwnerCompany Name on Record
Last Sale$148,000 (Oct 2018)
Tax Bill$4,572 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-001144

Property Details

APN / Parcel Number

Primary APN02-001144
Alternative APNs
  • 2001144
  • 001144

Interior

Stories1 Story
Building Area1,494 sqft Total Area
1st Floor Area1,494 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialMetal
Lot Area35,719 sqft (0.82 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number001144
Street Address20294 PINEY POINT RD
CityCALLAWAY
StateMD
Zip20620
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeRCL
Legal Description35,719 SQ FT E/S MD RT 249 CALLAWAY
JurisdictionST MARY'S MD
Township / Civil Division2, VALLEY LEE
Census Block Group2
Census Block2021
Census Tract876102

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address46377 DRAYDEN RD, DRAYDEN, MD 20630-3200
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2018 · Amount on Record
Deed SaleOct 2, 2018 · Amount on Record
Prior SaleMar 4, 2015 · Amount on Record
Deed Book / Page4956 / 191
Record UpdatedOct 29, 2026

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateOct 2, 2018
Property Address20294 PINEY POINT RD, CALLAWAY, MD 20620
Document Number0049560191
Book / Page4956 / 191
Instrument DateSep 27, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyBLUE CRAH TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address46377 DRAYDEN RD, DRAYDEN, MD 20630-3200

Mortgage

Document Number0004956196
DateOct 2, 2018
Instrument4956/196
Lender
NameOLD LINE BANK
TypeBank
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,267 (+12.89%)$491,400 (+13.57%) Land $135,500 Building $355,900
2025$4,572.00 (+6.5%)
2023$4,293.00$400,633$432,700 Land $135,500 Building $297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

May also be available: Verizon.

Nearby Properties on Piney Point Rd

Nearby Streets

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