Harris County property record for 20307 Bending Birch Ct, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,358 sqft · built 1998 |
| Lot Size | 0.171 acres (7,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,600 (Jan 2018) |
| Tax Bill | $4,794 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-047-014-0042 |
| Primary APN | 118-047-014-0042 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,431 sqft (0.171 acres) |
| View / Lot | Primary |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1180470140042 |
|---|---|
| Street Address | 20307 BENDING BIRCH CT |
| City | CYPRESS |
| State | TX |
| Zip | 77433-6005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 42 BLK 14 FAIRFIELD INWOOD PARK SEC 5 |
| Legal Subdivision | FAIRFIELD INWOOD PARK SEC 5 |
| Legal Block | 14 |
| Legal Lot Number | 42 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 555701 |
20307 Bending Birch Ct is owned and occupied by two individuals who bought it in January 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20307 BENDING BIRCH CT, CYPRESS, TX 77433-6005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2020 | Deed of Trust, Mortgage THRIVE MTG LLC |
| Jan 3, 2018 | Quit Claim Deed, Mortgage HOMEOWNERS FIN'L GRP USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on File |
| Deed Sale | Jan 3, 2018 · Amount on File |
| Prior Sale | Dec 28, 2012 · Amount on File |
| Deed Document Number | 20184433 |
| Prior Transfer Date | Dec 29, 2017 |
| Prior Transfer Doc | 20180004433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20307 BENDING BIRCH CT, CYPRESS, TX 77433-6005 |
| Document Number | 0000200672 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20307 BENDING BIRCH CT CYPRESS TX 774336005, CYPRESS, TX 77433-6005 |
| Document Number | 0000200672 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 200672 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 12, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 3, 2018 |
| Property Address | 20307 BENDING BIRCH CT, CYPRESS, TX 77433-6005 |
| Document Number | 0000004433 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 4433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20307 BENDING BIRCH CT CYPRESS TX 774336005, CYPRESS, TX 77433-6005 |
| Document Number | 4434 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 4434 |
| Name | HOMEOWNERS FIN'L GRP USA |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 2, 2033 |
The 2025 property tax bill for 20307 Bending Birch Ct was $4,794 with a homeowner's exemption, down 8.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,912 (+1.54%) Land $78,192 Building $254,720 | $332,912 (+1.54%) Land $78,192 Building $254,720 | |
| 2025 | $4,794.00 (-8.93%) Homeowner's exemption | $327,856 Land $78,192 Building $249,664 | $327,856 Land $78,192 Building $249,664 |
| 2024 | $5,264.00 | ||
| 2023 | $345,830 Land $78,192 Building $267,638 | $345,830 Land $78,192 Building $267,638 | |
| 2022 | $1,703.00 | ||
| 2020 | $1,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20307 Bending Birch Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20307 Bending Birch Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 322 serves 4,266 people · EPA ID TX1012542 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 358 |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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