Harris County property record for 20302 Bending Birch Ct, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,326 sqft · built 1998 |
| Lot Size | 0.245 acres (10,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,200 (Sep 2013) |
| Tax Bill | $5,700 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-047-014-0048 |
| Primary APN | 118-047-014-0048 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,326 sqft Living Area |
| 1st Floor Area | 2,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,658 sqft (0.245 acres) |
| View / Lot | Primary |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 300 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1180470140048 |
|---|---|
| Street Address | 20302 BENDING BIRCH CT |
| City | CYPRESS |
| State | TX |
| Zip | 77433-6005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 48 BLK 14 FAIRFIELD INWOOD PARK SEC 5 |
| Legal Subdivision | FAIRFIELD INWOOD PARK SEC 5 |
| Legal Block | 14 |
| Legal Lot Number | 48 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 555701 |
20302 Bending Birch Ct is owned and occupied by two individuals who bought it in September 2013.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20302 BENDING BIRCH CT, CYPRESS, TX 77433-6005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Mar 14, 2018 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2013 · Amount on File |
| Deed Sale | Sep 19, 2013 · Amount on File |
| Prior Sale | Apr 20, 2004 · Amount on File |
| Deed Document Number | 2013481648 |
| Deed Book / Page | 049-56 / 1045 |
| Prior Transfer Date | Sep 17, 2013 |
| Prior Transfer Doc | 0000481648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20302 BENDING BIRCH CT, CYPRESS, TX 77433-6005 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000616975 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-616975 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20302 BENDING BIRCH CT, CYPRESS, TX 77433-6005 |
| Document Number | 0000155720 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20302 BENDING BIRCH CT CYPRESS TX 774336005, CYPRESS, TX 77433-6005 |
| Document Number | 0000155720 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 155720 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 20302 Bending Birch Ct was $5,700 with a homeowner's exemption, up 0.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,920 (+2.35%) Land $81,968 Building $301,952 | $383,920 (+2.35%) Land $81,968 Building $301,952 | |
| 2025 | $5,700.00 (+0.44%) Homeowner's exemption | $375,090 Land $81,968 Building $293,122 | $375,090 Land $81,968 Building $293,122 |
| 2024 | $5,675.00 | ||
| 2023 | $386,524 Land $81,968 Building $304,556 | $386,524 Land $81,968 Building $304,556 | |
| 2022 | $1,814.00 | ||
| 2020 | $1,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20302 Bending Birch Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20302 Bending Birch Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 322 serves 4,266 people · EPA ID TX1012542 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 358 |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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