20307 86th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20307 86th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1997
Lot Size	0.225 acres (9,784 sqft)
Owner	2 Individual Names on File
Last Sale	$199,619 (Oct 2015)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`602193-0-320`

Property Details

APN / Parcel Number

Primary APN	`602193-0-320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	1,278 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,784 sqft (0.225 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Wood Porch
Porch Area	144 sqft
Deck Area	180 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20307 86TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 32 THOMAS SPRINGS ESTATES PH 1 L 32 TOG/W PRI RD EASE OF RECORD OUT OF 2-038 (2-037) SEG I0463 MD 12/3/96MD
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	THOMAS SPRINGS ESTATES PH 1
Legal Phase	1
Legal Lot Number	32
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73132

Owner

20307 86th Ave Ct E is owned and occupied by two individuals who acquired it in February 2021.

Source: Pierce County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage LIBERTY LENDING INC
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage LIBERTY LENDING INC
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Apr 15, 2020	Quit Claim Deed, Transfer KEYBANK USA
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MTG
May 25, 2017	Deed of Trust, Mortgage · Conventional with PMI EVERGREEN MONEYSOURCE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2015 · Amount on File
Deed Sale	Oct 8, 2015 · Amount on File
Prior Sale	Jun 25, 2003 · Amount on File
Deed Document Number	2015496
Last Transfer Date	Feb 16, 2021
Transfer Doc	0000000449
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jul 15, 2026
Property Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007
Document Number	0000000401
Instrument Date	Jun 11, 2026
Instrument	2026401
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007

Mortgage

Document Number	0000000401,
Date	Jul 15, 2026
Instrument	2026401

Lender

Name	LIBERTY LENDING INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Apr 28, 2026
Property Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007
Document Number	0000000356
Instrument Date	Apr 23, 2026
Instrument	2026356
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007

Mortgage

Document Number	0000000356,
Date	Apr 28, 2026
Instrument	2026356

Lender

Name	LIBERTY LENDING INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 22, 2021
Property Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007
Document Number	0000000449
Map Reference	DOC 9610180466
Instrument Date	Feb 16, 2021
Instrument	202102220449
Transaction Type	Transfer
Record Updated	Mar 3, 2021
Title Company	CW TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007

Mortgage

Document Number	0000000450
Date	Feb 22, 2021
Instrument	202102220450

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 22, 2021
Property Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007
Document Number	0002220449
Map Reference	DOC 9610180466
Instrument Date	Feb 16, 2021
Instrument	202102220449
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007

Mortgage

Document Number	0002220450
Date	Feb 22, 2021
Instrument	202102220450

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 15, 2020
Property Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007
Document Number	2004150423
Instrument Date	Apr 6, 2020
Instrument	202004150423
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20307 86TH AVENUE CT E SPANAWAY WA 983875007, SPANAWAY, WA 98387-5007

Mortgage

Document Number	2004150424
Date	Apr 15, 2020
Instrument	202004150424

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007
Document Number	1907190293
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20307 86TH AVENUE CT E SPANAWAY WA 983875007, SPANAWAY, WA 98387-5007

Mortgage

Document Number	1907190293
Date	Jul 19, 2019
Instrument	201907190293

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20307 86TH AVENUE CT E, SPANAWAY, WA 98387-5007
Document Number	1705310380
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20307 86TH AVENUE CT E SPANAWAY WA 983875007, SPANAWAY, WA 98387-5007

Mortgage

Document Number	1705310380
Date	May 31, 2017
Instrument	201705310380

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20307 86th Ave Ct E was $4,569, down 1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,800 (-1.1%) Land $183,300 Building $238,500	$421,800 (-1.1%) Land $183,300 Building $238,500
2025	$4,569.00 (-1.04%)	$426,500 (+8.58%) Land $180,700 Building $245,800	$426,500 (+8.58%) Land $180,700 Building $245,800
2024	$4,617.00 (-0.65%)	$392,800 (-3.13%) Land $180,700 Building $212,100	$392,800 (-3.13%) Land $180,700 Building $212,100
2023	$4,647.00	$405,500 Land $166,500 Building $239,000	$405,500 Land $166,500 Building $239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20307 86th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20307 86th Ave Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

Nearby Properties on 86th Ave Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures