20221 86th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20221 86th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,823 sqft · built 1998
Lot Size	0.186 acres (8,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,640 (Sep 2016)
Tax Bill	$5,092 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602193-0-340`

Property Details

APN / Parcel Number

Primary APN	`602193-0-340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,823 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	1,066 sqft
Upper Floors Area	757 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,107 sqft (0.186 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	73 sqft
Deck Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20221 86TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 32 THOMAS SPRINGS ESTATES PH 1 L 34 TOG/W PRI RD EASE OF REC OUT OF 2-038 (2-037) SEG I0463 MD 12/3/96MD
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	THOMAS SPRINGS ESTATES PH 1
Legal Phase	1
Legal Lot Number	34
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73132

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20221 86TH AVENUE CT E, SPANAWAY, WA 98387-5008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Jan 13, 1999 · Amount on Record
Deed Document Number	2016626
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20221 86TH AVENUE CT E, SPANAWAY, WA 98387-5008
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20221 86TH AVENUE CT E, SPANAWAY, WA 98387-5008

Mortgage

Document Number	0010260336
Date	Oct 26, 2022
Instrument	202210260336

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20221 86TH AVENUE CT E, SPANAWAY, WA 98387-5008
Document Number	2004210647
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20221 86TH AVENUE CT E SPANAWAY WA 983875008, SPANAWAY, WA 98387-5008

Mortgage

Document Number	2004210647
Date	Apr 21, 2020
Instrument	202004210647

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,092.00 (+3.88%)	$451,600 (+7.86%) Land $174,900 Building $276,700	$451,600 (+7.86%) Land $174,900 Building $276,700
2025	$4,902.00 (-0.61%)
2024	$4,932.00 (-1.71%)	$418,700 (-4.17%) Land $172,500 Building $246,200	$418,700 (-4.17%) Land $172,500 Building $246,200
2023	$5,018.00	$436,900 Land $158,900 Building $278,000	$436,900 Land $158,900 Building $278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

Nearby Properties on 86th Ave Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures