20305 S River Ranch Rd E, Claremore, OK 74019 Property Records

Rogers County property record for 20305 S River Ranch Rd E, Claremore, OK 74019

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,931 sqft · built 2023
Lot Size1.47 acres (64,425 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Oct 2023)
Tax Bill$4,044 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11211504770

Property Details

APN / Parcel Number

Primary APN11211504770
Alternative APNs
  • 000000-00-0-00680-001-0005
  • 0063202
  • 63202

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,931 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area64,425 sqft (1.47 acres)
Garage Area672 sqft
PorchSlab
Deck Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number63202
Street Address20305 S RIVER RANCH RD E
CityCLAREMORE
StateOK
Zip74019-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 1 RIVER RANCH II
Legal Range15E
Legal Township21N
Legal Section11
Legal SubdivisionRIVER RANCH II
Legal Block1
Legal Lot Number5
JurisdictionROGERS OK
Township / Civil DivisionCLAREMORE
Census Block Group2
Census Block2018
Census Tract50304

Owner

20305 S River Ranch Rd E is owned by two individuals who bought it in October 2023.

Source: Rogers County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2076, BROKEN ARROW, OK 74013-2076
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED FIDELITY FUNDING CORP
Dec 23, 2021Warranty Deed, Construction Loan · Stand-Alone First Mortgage
BANCFIRST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2023 · Amount on File
Deed SaleOct 23, 2023 · Amount on File
Prior SaleDec 23, 2021 · Amount on File
Deed Document Number202314765
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionROGERS OK
Recording DateOct 23, 2023
Property Address20305 S RIVER RANCH RD E, CLAREMORE, OK 74019
Document Number0000014765
Instrument DateOct 19, 2023
Instrument2023-014765
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 2, 2023
Title CompanyAPEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$517.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 2076, BROKEN ARROW, OK 74013-2076

Mortgage

Document Number0000014766
DateOct 23, 2023
Instrument2023-014766
Lender
NameUNITED FIDELITY FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

December 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionROGERS OK
Recording DateDec 23, 2021
Property Address20305 S RIVER RANCH RD E, CLAREMORE, OK 74019
Document Number0000024475
Instrument DateDec 21, 2021
Instrument2021-024475
Transaction TypeConstruction Loan
Record UpdatedDec 14, 2023
Title CompanyNOT AVAILABLE, INVESTORS TITLE & ESCROW CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16380 E 430 RD, CLAREMORE, OK 74017-0661

Mortgage

Document Number0000024476
DateDec 23, 2021
Instrument2021-024476
Lender
NameBANCFIRST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term12 Months
DueDec 21, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 20305 S River Ranch Rd E was $4,044, down 5.2% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyRogers County
Unified School DistrictClaremore Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,257 (+3.31%) Land $8,836 Building $30,421$356,886 (+3.31%) Land $80,329 Building $276,557
2025$4,044.00 (-5.25%)$37,998 (-5.25%) Land $8,836 Building $29,162$345,436 (-5.25%) Land $80,329 Building $265,107
2024$4,268.00 (+3,78%)$40,103 (+3,756.06%) Land $8,836 Building $31,267$364,575 (+3,756.3%) Land $80,329 Building $284,246
2023$110.00$1,040 (-) Land $1,040$9,454 (-) Land $9,454
2022$110.00$1,040 Land $1,040$9,454 Land $9,454

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20305 S River Ranch Rd E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1992–2008)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20305 S River Ranch Rd E is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROGERS CO RWD # 5
serves 11,782 people · EPA ID OK1021507
Water SourceSurface water
Last State InspectionNov 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
The Junction Internet
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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