20225 S River Ranch Rd E, Claremore, OK 74019 Property Records

Rogers County property record for 20225 S River Ranch Rd E, Claremore, OK 74019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,766 sqft · built 2006
Lot Size	1.02 acres (44,562 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Oct 2022)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11211504730`

Property Details

APN / Parcel Number

Primary APN	`11211504730`
Alternative APNs	`000000-00-0-00680-001-0001` `0063197` `63197`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,766 sqft Living Area
1st Floor Area	2,194 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	44,562 sqft (1.02 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	580 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	63197
Street Address	20225 S RIVER RANCH RD E
City	CLAREMORE
State	OK
Zip	74019-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 1 RIVER RANCH II
Legal Range	15E
Legal Township	21N
Legal Section	11
Legal Subdivision	RIVER RANCH II
Legal Block	1
Legal Lot Number	1
Jurisdiction	ROGERS OK
Township / Civil Division	CLAREMORE
Census Block Group	2
Census Block	2018
Census Tract	50304

Owner

20225 S River Ranch Rd E is owned and occupied by two individuals who bought it in October 2022.

Source: Rogers County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20225 S RIVER RANCH RD E, CLAREMORE, OK 74019-2500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Jan 13, 2003 · Amount on File
Deed Document Number	202216742
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Oct 13, 2022
Property Address	20225 S RIVER RANCH RD E, CLAREMORE, OK 74019-2500
Document Number	0000016742
Instrument Date	Oct 6, 2022
Instrument	2022-016742
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20225 S RIVER RANCH RD E, CLAREMORE, OK 74019-2500

Mortgage

Document Number	0000016743
Date	Oct 13, 2022
Instrument	2022-016743

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20225 S River Ranch Rd E was $4,217, down 5.2% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Claremore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,552 (+2.35%) Land $7,329 Building $33,223	$368,657 (+2.35%) Land $66,628 Building $302,029
2025	$4,217.00 (-5.21%)	$39,619 (-5.22%) Land $7,329 Building $32,290	$360,175 (-5.22%) Land $66,628 Building $293,547
2024	$4,449.00 (+0.77%)	$41,800 (-) Land $7,329 Building $34,471	$380,000 (-) Land $66,628 Building $313,372
2023	$4,415.00	$41,800 Land $2,750 Building $39,050	$380,000 Land $25,000 Building $355,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20225 S River Ranch Rd E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1992–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20225 S River Ranch Rd E is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 5 serves 11,782 people · EPA ID OK1021507
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20