Rankin County property record for 176 Zelma Ln, Florence, MS 39073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,520 sqft · built 1987 |
| Lot Size | 0.492 acres (21,434 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,240 (Jun 2025) |
| Tax Bill | $525 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D04J000002 00013D |
| Primary APN | D04J000002 00013D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Adjusted Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 21,434 sqft (0.492 acres) |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1971 |
|---|---|
| Street Address | 176 ZELMA LN |
| City | FLORENCE |
| State | MS |
| Zip | 39073-8301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK D SOUTHERN ACRES PT 2 DB 385 PG 259 0052979 DB 493 PG 0116 0100485 DB 546 PG 0115 0123187 DB 784 PG 0534 0120596 |
| Legal Range | 01E |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | SOUTHERN ACRES |
| Legal Block | D |
| Legal Lot Number | 13 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21001 |
176 Zelma Ln is owned and occupied by an individual who bought it in June 2025.
Source: Rankin County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 176 ZELMA LN, FLORENCE, MS 39073-8301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on File |
| Deed Sale | Jun 27, 2025 · Amount on File |
| Prior Sale | Jul 8, 2022 · Amount on File |
| Deed Book / Page | 2025 / 13659 |
| Prior Transfer Date | Feb 6, 2016 |
| Prior Transfer Doc | 0000003929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Jul 8, 2022 |
| Property Address | 176 ZELMA LN, FLORENCE, MS 39073-8301 |
| Document Number | 0000016118 |
| Book / Page | 2022 / 16118 |
| Instrument Date | Jul 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 ZELMA LN, FLORENCE, MS 39073-8301 |
| Document Number | 0302271928 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 3022/71928 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 176 Zelma Ln was $525 with a homeowner's exemption.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $525.00 Homeowner's exemption | $7,893 | |
| 2024 | $525.00 | $78,930 Land $5,000 Building $73,930 | |
| 2023 | $7,274 | ||
| 2021 | $72,740 Land $5,000 Building $67,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 176 Zelma Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 Zelma Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARY WATER SEWER & FIRE DEPT serves 2,500 people · EPA ID MS0610022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: C Spire Wireless, Windstream.
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