203 Wilson St, Waverly, MN 55390 Property Records

Wright County property record for 203 Wilson St, Waverly, MN 55390

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,767 sqft · built 1995
Lot Size	0.307 acres (13,397 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Feb 2019)
Tax Bill	$3,936 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-020-001170`

Property Details

APN / Parcel Number

Primary APN	`116-020-001170`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,767 sqft Living Area
1st Floor Area	956 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,397 sqft (0.307 acres)
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	164 sqft
Deck Area	251 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	203 WILSON ST
City	WAVERLY
State	MN
Zip	55390-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-119 RANGE-026 WAVERLY TERRACE LOT-017 BLOCK-001
Legal Range	026
Legal Township	119
Legal Section	33
Legal Subdivision	WAVERLY TERRACE
Legal Block	1
Legal Lot Number	17
Jurisdiction	WRIGHT MN
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2040
Census Tract	101101

Owner

203 Wilson St is owned and occupied by two individuals who bought it in February 2019.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 WILSON ST, WAVERLY, MN 55390-9799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Prior Sale	Nov 20, 2012 · Amount on File
Deed Document Number	201933249
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	203 WILSON ST, WAVERLY, MN 55390-9799
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WILSON ST, WAVERLY, MN 55390-9799

Mortgage

Document Number	0000T35815
Date	Jan 14, 2022
Instrument	T35815

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 22, 2019
Property Address	203 WILSON ST, WAVERLY, MN 55390-9799
Document Number	0000033249
Instrument Date	Feb 15, 2019
Instrument	33249
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 WILSON ST, WAVERLY, MN 55390-9799

Mortgage

Document Number	0000033250
Date	Feb 22, 2019
Instrument	33250

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Mortgage

Document Number	0000033251
Date	Feb 22, 2019
Instrument	33251

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 203 Wilson St was $3,936.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Waverly City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,936.00	$338,500 (+1.26%) Land $49,000 Building $289,500	$338,500 (+1.26%) Land $49,000 Building $289,500
2025		$334,300 Land $56,000 Building $278,300	$334,300 Land $56,000 Building $278,300
2023	$3,908.00 (+4.38%)	$354,600 Land $66,000 Building $288,600	$354,600 Land $66,000 Building $288,600
2022	$3,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Wilson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Wilson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waverly serves 2,234 people · EPA ID MN1860019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	36 ppb (2026) action level 15 ppb
Copper	2.98 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Wilson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures