201 Wilson St, Waverly, MN 55390 Property Records

Wright County property record for 201 Wilson St, Waverly, MN 55390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,117 sqft · built 1992
Lot Size	0.318 acres (13,879 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Dec 2009)
Tax Bill	$3,368 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116-020-001160`

Property Details

APN / Parcel Number

Primary APN	`116-020-001160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,117 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1996
Architectural Style	Dome
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,879 sqft (0.318 acres)
Garage Type	Attached
Garage Area	773 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	27 sqft
Deck Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	201 WILSON ST
City	WAVERLY
State	MN
Zip	55390-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-119 RANGE-026 WAVERLY TERRACE LOT-016 BLOCK-001
Legal Range	026
Legal Township	119
Legal Section	33
Legal Subdivision	WAVERLY TERRACE
Legal Block	1
Legal Lot Number	16
Jurisdiction	WRIGHT MN
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2040
Census Tract	101101

Owner

201 Wilson St is owned and occupied by two individuals who acquired it in September 2021.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	201 WILSON ST, WAVERLY, MN 55390-9799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK OF WAVERLY INC
Sep 28, 2021	Intrafamily Transfer, Transfer
Jun 25, 2019	Loan Modification, Mortgage · Conventional Mortgage CITIZENS ST BK/WAVERLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2009 · Amount on File
Deed Sale	Dec 15, 2009 · Amount on File
Deed Document Number	2009112397
Last Transfer Date	Sep 21, 2021
Transfer Doc	0000035518
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	201 WILSON ST, WAVERLY, MN 55390-9799
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033467
Date	Jul 5, 2019
Instrument	33467

Lender

Name	CITIZENS STATE BANK OF WAVERLY INC
Type	Bank
Address	WAVERLY, MN 55390

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	63 Months
Due	Oct 1, 2024

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Sep 28, 2021
Property Address	201 WILSON ST, WAVERLY, MN 55390-9799
Document Number	0000035518
Instrument Date	Sep 21, 2021
Instrument	35518
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	201 WILSON ST, WAVERLY, MN 55390-9799

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	201 WILSON ST, WAVERLY, MN 55390-9799
Document Number	0000033458
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	201 WILSON ST WAVERLY MN 553909799, WAVERLY, MN 55390-9799

Mortgage

Document Number	0000033458
Date	Jul 1, 2019
Instrument	33458

Lender

Name	CITIZENS ST BK/WAVERLY
Type	Bank
Address	WAVERLY, MN 55390

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 30, 2024

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Waverly City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,368.00 (+4.73%)	$278,600 (-0.68%) Land $49,000 Building $229,600	$278,600 (-0.68%) Land $49,000 Building $229,600
2025		$280,500 (-2.54%) Land $56,000 Building $224,500	$280,500 (-2.54%) Land $56,000 Building $224,500
2023	$3,216.00 (+6.14%)	$287,800 Land $66,000 Building $221,800	$287,800 Land $66,000 Building $221,800
2022	$3,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Wilson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Wilson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waverly serves 2,234 people · EPA ID MN1860019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	36 ppb (2026) action level 15 ppb
Copper	2.98 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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