203 Whiting Ln, Georgetown, SC 29440 Property Records

Georgetown County property record for 203 Whiting Ln, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,296 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,815,000 (Nov 2024)
Tax Bill	$23,687 (2025)
Deeds & Mortgages	Oct 2021 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`040192H039.00.00`

Property Details

APN / Parcel Number

Primary APN	`040192H039.00.00`
Alternative APN	`44314`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,296 sqft Living Area
Gross Area	5,816 sqft
1st Floor Area	169 sqft
2nd Floor Area	1,808 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Built-in
Garage Area	1,119 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	144 sqft
Patio Area	297 sqft

Location & Zoning

Account Number	44314
Street Address	203 WHITING LN
City	GEORGETOWN
State	SC
Zip	29440-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 OCEAN OAKS
Legal Subdivision	DEB
Legal Lot Number	39
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1004
Census Tract	920508

Owner

203 Whiting Ln is owned by two individuals who bought it in November 2024.

Source: Georgetown County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1604 SAINT ANDREWS RD, GREENSBORO, NC 27408-6516
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Intrafamily Transfer, Transfer
Dec 2, 2020	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Document Number	202410298
Deed Book / Page	4747 / 37
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	2160/0124
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 4, 2021
Property Address	203 WHITING LN, GEORGETOWN, SC 29440-7628
Document Number	04220/0277
Book / Page	4220 / 277
Map Reference	SL 311 PG 7
Instrument Date	Oct 1, 2021
Instrument	202100014704
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	203 WHITING LN, GEORGETOWN, SC 29440-7628

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 2, 2020
Property Address	203 WHITING LN, GEORGETOWN, SC 29440-7628
Document Number	03960/0283
Book / Page	3960 / 283
Map Reference	SL 311 PG 7
Instrument Date	Nov 30, 2020
Instrument	202000014272
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,293.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 WHITING LN, GEORGETOWN, SC 29440-7628

Mortgage

Document Number	202000014273
Date	Dec 2, 2020
Instrument	202000014273

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 203 Whiting Ln was $23,687.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,687.00	$100,860 Land $18,900 Building $81,960	$1,681,000 Land $315,000 Building $1,366,000
2023	$4,213.00 (+7.91%)	$33,290 (-) Land $3,600 Building $29,690	$832,200 (-) Land $90,000 Building $742,200
2022	$3,904.00	$33,290 Land $3,600 Building $29,690	$832,200 Land $90,000 Building $742,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 203 Whiting Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 626 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured incl. 89 condo units
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Whiting Ln is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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