191 Whiting Ln, Georgetown, SC 29440 Property Records

Georgetown County property record for 191 Whiting Ln, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,955 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$1,199,000 (Jun 2022)
Tax Bill	$17,994 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`040192H040.00.00`

Property Details

APN / Parcel Number

Primary APN	`040192H040.00.00`
Alternative APN	`44315`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,955 sqft Living Area
1st Floor Area	2,435 sqft
2nd Floor Area	520 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	2,563 sqft
Porch	Covered Porch
Porch Area	415 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	44315
Old Parcel Number	040192H040.00.00
Street Address	191 WHITING LN
City	GEORGETOWN
State	SC
Zip	29440-7467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 OCEAN OAKS
Legal Subdivision	OCEAN OAKS
Legal Lot Number	40
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1004
Census Tract	920508

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5404 STONESTHROW CT, CHARLOTTE, NC 28226-6493
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	202200007918
Deed Book / Page	4372 / 138
Record Updated	Jun 8, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 21, 2022
Property Address	191 WHITING LN, GEORGETOWN, SC 29440-7467
Document Number	04372/0138
Book / Page	4372 / 138
Map Reference	SL 311 PG 7
Instrument Date	Jun 15, 2022
Instrument	202200007918
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 STONESTHROW CT, CHARLOTTE, NC 28226-6493

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 15, 2022
Property Address	191 WHITING LN, GEORGETOWN, SC 29440-7467
Document Number	04370/0414
Book / Page	4370 / 414
Map Reference	SL 311 PG 7
Instrument Date	Jun 13, 2022
Instrument	202200007791
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,117.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 STONESTHROW CT, CHARLOTTE, NC 28226-6493

Mortgage

Document Number	202200007792
Date	Jun 15, 2022
Instrument	202200007792

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,994.00 (+9.83%)	$76,521 (+15%) Land $16,062 Building $60,459	$1,500,700 (+35.32%) Land $315,000 Building $1,185,700
2023	$16,384.00 (+69.38%)	$66,540 (+62.21%) Land $13,800 Building $52,740	$1,109,000 (+62.23%) Land $230,000 Building $879,000
2022	$9,673.00	$41,020 Land $5,400 Building $35,620	$683,600 Land $90,000 Building $593,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 626 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured incl. 89 condo units
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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