Putnam County property record for 203 Westharbor Dr, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 1,878 sqft · built 1991 |
| Lot Size | 28.5 acres (1,241,460 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $312 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-09-27-0000-004.0-003.0 |
| Primary APN | 03-09-27-0000-004.0-003.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,810 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Stucco |
| Lot Area | 1,241,460 sqft (28.5 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 156 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 73264 |
|---|---|
| Street Address | 203 WESTHARBOR DR |
| City | PALATKA |
| State | FL |
| Zip | 32177-7225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF NW1/4 OF NE1/4 + NW1/4 |
| Legal Range | 27E |
| Legal Township | 09S |
| Legal Section | 03 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950100 |
203 Westharbor Dr is owned and occupied by two individuals.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 203 WESTHARBOR DR, PALATKA, FL 32177-7225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 203 Westharbor Dr was $312 with a homeowner's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 Homeowner's exemption | $22,980 | $347,570 Land $22,980 Building $324,590 |
| 2023 | $52.00 (-38.1%) Homeowner's exemption | $21,690 (+3.53%) | $354,250 (+36.57%) Land $22,590 Building $331,660 |
| 2022 | $84.00 Homeowner's exemption | $20,950 | $259,400 Land $16,290 Building $243,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Westharbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 12 (2004–2017) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Westharbor Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures