Putnam County property record for 181 Westharbor Dr, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 2,639 sqft · built 1988 |
| Lot Size | 4.29 acres (186,872 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $138,000 (Dec 2003) |
| Tax Bill | $2,116 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-08-27-9285-000.0-001.0 |
| Primary APN | 34-08-27-9285-000.0-001.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Building Area | 2,639 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| 2nd Floor Area | 646 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Lot Area | 186,872 sqft (4.29 acres) |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 460 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 65918 |
|---|---|
| Street Address | 181 WESTHARBOR DR |
| City | PALATKA |
| State | FL |
| Zip | 32177-7209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST HARBOR FARMS MB6 P34, LOT |
| Legal Range | 27E |
| Legal Township | 08S |
| Legal Section | 34 |
| Legal Subdivision | WEST HARBOR FARMS |
| Legal Lot Number | 1 2 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950100 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 181 WESTHARBOR DR, PALATKA, FL 32177-7209 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2003 · Amount on Record |
| Deed Sale | Dec 2, 2003 · Amount on Record |
| Deed Document Number | 484503 |
| Deed Book / Page | 0961 / 1032 |
| Record Updated | Jun 8, 2026 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,116.00 (+13.46%) Homeowner's exemption | $147,140 (+5.91%) | $254,200 (-4.94%) Land $31,280 Building $222,920 |
| 2023 | $1,865.00 (+6.03%) Homeowner's exemption | $138,930 (+3%) | $267,400 (+20.48%) Land $33,870 Building $233,530 |
| 2022 | $1,759.00 Homeowner's exemption | $134,890 | $221,940 Land $22,630 Building $199,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 12 (2004–2017) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures