Currituck County property record for 203 Waterfront Dr, Grandy, NC 27939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,375 sqft · built 2006 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,000 (Jan 2021) |
| Tax Bill | $2,268 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9921-27-8037 |
| Primary APN | 9921-27-8037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,375 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000157860 |
|---|---|
| Street Address | 203 WATERFRONT DR |
| City | GRANDY |
| State | NC |
| Zip | 27939-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 24 WATERSIDE VILLAGES OF CURR |
| Legal Subdivision | WATERSIDE VILLAGES OF CURR |
| Legal Lot Number | 24 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 110401 |
203 Waterfront Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 31, 2019 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on File |
| Deed Sale | Jan 29, 2021 · Amount on File |
| Prior Sale | Jul 31, 2019 · Amount on File |
| Deed Document Number | 2021360256 |
| Deed Book / Page | 1595 / 734 |
| Prior Transfer Date | Aug 4, 2017 |
| Prior Transfer Doc | 0014150175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 203 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0014190779 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 1419/779 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jan 29, 2021 |
| Property Address | 203 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Document Number | 0015950734 |
| Book / Page | 1595 / 734 |
| Map Reference | CAB 1 SL 367-368 |
| Instrument Date | Jan 23, 2021 |
| Instrument | 360256 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,188.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Name | Verified Name |
|---|---|
| Address | 1707 GREENLEESE CIR, FREDERICK, MD 21701-9339 |
| Document Number | 0000360257 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 360257 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jul 31, 2019 |
| Property Address | 203 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Document Number | 0014920792 |
| Book / Page | 1492 / 792 |
| Map Reference | CAB I SL 367&368 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 344612 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,149.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 631, KILL DEVIL HILLS, NC 27948-0631 |
| Name | Verified Name |
|---|---|
| Address | 203 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Document Number | 344613 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 344613 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 203 Waterfront Dr was $2,268, up 0.4% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,268.00 (+0.4%) | $323,100 (-) Land $40,300 Building $282,800 | |
| 2024 | $2,259.00 (+9.87%) | $323,100 (-) Land $40,300 Building $282,800 | |
| 2023 | $2,056.00 (+19.19%) | $323,100 (-) Land $40,300 Building $282,800 | $323,100 (-) Land $40,300 Building $282,800 |
| 2022 | $1,725.00 | $323,100 Land $40,300 Building $282,800 | $323,100 (-) Land $40,300 Building $282,800 |
| 2021 | $323,100 Land $40,300 Building $282,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Waterfront Dr in Zone X, an area of minimal flood risk, though there have been 97 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 121 units insured incl. 20 condo units |
| Nearby Flood Claims | 97 (1998–2022) |
| Claims Outside the SFHA | 2 of 97 |
| Most Recent Claim | Jun 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Waterfront Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CURRITUCK COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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