Currituck County property record for 201 Waterfront Dr, Grandy, NC 27939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,275 sqft · built 2006 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Nov 2021) |
| Tax Bill | $2,210 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9921-27-7093 |
| Primary APN | 9921-27-7093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000161748 |
|---|---|
| Street Address | 201 WATERFRONT DR |
| City | GRANDY |
| State | NC |
| Zip | 27939-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 23 WATERSIDE VILLAGES OF CURR |
| Legal Subdivision | WATERSIDE VILLAGES OF CURR |
| Legal Lot Number | 23 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 110401 |
201 Waterfront Dr is owned and occupied by an individual who bought it in November 2021.
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Sep 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on File |
| Deed Sale | Nov 12, 2021 · Amount on File |
| Prior Sale | Sep 29, 2020 · Amount on File |
| Deed Document Number | 2021370658 |
| Deed Book / Page | 1662 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Nov 12, 2021 |
| Property Address | 201 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Document Number | 0016620822 |
| Book / Page | 1662 / 822 |
| Map Reference | CAB I SL 367&368 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 370658 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2332 KERR DR, VIRGINIA BEACH, VA 23454-6561 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 201 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Document Number | 0000370659 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 370659 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 29, 2020 |
| Property Address | 201 WATERFRONT DR, GRANDY, NC 27939-9671 |
| Document Number | 0015630900 |
| Book / Page | 1563 / 900 |
| Map Reference | CAB I SL 367&368 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 355529 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11524 PARK BRANCH LN, 11524, CHESTERFIELD, VA 23838-5248 |
| Name | Verified Name |
|---|---|
| Address | 2332 KERR DR, VIRGINIA BEACH, VA 23454-6561 |
| Document Number | 355530 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 355530 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 201 Waterfront Dr was $2,210.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,210.00 | $313,200 Land $40,300 Building $272,900 | |
| 2023 | $2,007.00 (+19.18%) | $313,200 (-) Land $40,300 Building $272,900 | $313,200 (-) Land $40,300 Building $272,900 |
| 2022 | $1,684.00 | $313,200 Land $40,300 Building $272,900 | $313,200 (-) Land $40,300 Building $272,900 |
| 2021 | $313,200 Land $40,300 Building $272,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 201 Waterfront Dr in Zone X, an area of minimal flood risk, though there have been 97 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 121 units insured incl. 20 condo units |
| Nearby Flood Claims | 97 (1998–2022) |
| Claims Outside the SFHA | 2 of 97 |
| Most Recent Claim | Jun 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 201 Waterfront Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CURRITUCK COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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