203 W Proctor St, Sturgeon, MO 65284 Property Records

Boone County property record for 203 W Proctor St, Sturgeon, MO 65284

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2017
Lot Size	0.294 acres (12,840 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-108-00-01-061-00`

Property Details

APN / Parcel Number

Primary APN	`03-108-00-01-061-00`
Alternative APN	`03-108-00-01-061.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,338 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,840 sqft (0.294 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	203 W PROCTOR ST
City	STURGEON
State	MO
Zip	65284-9076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PROCTOR PLACE BLK 9 E 27' LOTS 6 & 11, ALL LOTS 7,8,9,10 AND PT VAC ALLEY AND STREET
Legal Range	12W
Legal Township	51N
Legal Section	05
Legal Subdivision	PROCTOR PLACE
Legal Block	9
Jurisdiction	BOONE MO
Township / Civil Division	BOURBON
Census Block Group	1
Census Block	1029
Census Tract	1904

Owner

203 W Proctor St is owned and occupied by two individuals.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 W PROCTOR ST, STURGEON, MO 65284-9076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY BANK
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY BANK GRANTEE
Apr 24, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NEW CENTURY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	203 W PROCTOR ST, STURGEON, MO 65284-9076
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007333
Date	Mar 15, 2021
Book Page	5385/44
Instrument	2021007333

Lender

Name	NEW CENTURY BANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	203 W PROCTOR ST, STURGEON, MO 65284-9076
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018009970
Date	May 30, 2018
Book Page	4899/0010
Instrument	2018009970

Lender

Name	NEW CENTURY BANK GRANTEE
Type	Non-Lending Institution
Address	MANHATTAN, KS 66502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BOONE MO
Recording Date	Apr 24, 2017
Property Address	203 W PROCTOR ST, STURGEON, MO 65284-9076
Book / Page	004740 / 000072
Instrument Date	Apr 18, 2017
Instrument	7789
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W PROCTOR ST STURGEON MO 652849076, STURGEON, MO 65284-9076

Mortgage

Document Number	0000007789
Date	Apr 24, 2017
Book Page	004740/000072
Instrument	7789

Lender

Name	NEW CENTURY BK
Type	Bank
Address	BELLEVILLE, KS 66935

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 203 W Proctor St was $2,538.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Sturgeon City
Unified School District	Sturgeon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,511 (-) Land $2,223 Building $33,288
2025	$2,538.00	$35,511 Land $2,223 Building $33,288	$186,900 Land $11,700 Building $175,200
2023	$2,210.00 (+7.96%)	$31,008 Land $2,223 Building $28,785	$163,200 Land $11,700 Building $151,500
2022	$2,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 W Proctor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 W Proctor St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGEON PWS serves 945 people · EPA ID MO3010771
Water Source	Purchased groundwater from BOONE COUNTY PWSD 10
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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