101 W Proctor St, Sturgeon, MO 65284 Property Records

Boone County property record for 101 W Proctor St, Sturgeon, MO 65284

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,664 sqft · built 1884
Lot Size	3.93 acres (171,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,100 (Feb 2025)
Tax Bill	$2,791 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-108-00-01-071-00`

Property Details

APN / Parcel Number

Primary APN	`03-108-00-01-071-00`
Alternative APN	`03-108-00-01-071.00 01`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,664 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	171,191 sqft (3.93 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	101 W PROCTOR ST
City	STURGEON
State	MO
Zip	65284-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROCTOR PLACE ADDITION SUBDIVISION BLOCK 15 LOT 3
Legal Range	12W
Legal Township	51N
Legal Section	05
Legal Subdivision	PROCTOR PLACE
Legal Block	15
Legal Lot Number	3
Jurisdiction	BOONE MO
Township / Civil Division	BOURBON
Census Block Group	1
Census Block	1029
Census Tract	1904

Owner

Source: Boone County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 W PROCTOR ST, STURGEON, MO 65284-4506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage LANDMARK BANK
Mar 20, 2019	Loan Modification, Mortgage LANDMARK BK
May 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LANDMARK BK
Feb 5, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage LANDMARK BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	20252999
Deed Book / Page	5968 / 25
Prior Transfer Date	Sep 28, 2024
Prior Transfer Doc	0000017570
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	101 W PROCTOR ST, STURGEON, MO 65284-4506
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W PROCTOR ST, STURGEON, MO 65284-4506

Mortgage

Document Number	0000023197
Date	Dec 31, 2025
Book Page	6094/90
Instrument	2025023197

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	3
Max Rate	10.7%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	101 W PROCTOR ST, STURGEON, MO 65284-4506
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019016783
Date	Sep 3, 2019
Book Page	5072/0171
Instrument	2019016783

Lender

Name	LANDMARK BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BOONE MO
Property Address	101 W PROCTOR ST, STURGEON, MO 65284-4506
Document Number	0000005175
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 W PROCTOR ST STURGEON MO 65284, STURGEON, MO 65284

Mortgage

Document Number	0000005175
Date	Apr 5, 2019
Book Page	005004/000206
Instrument	5175

Lender

Name	LANDMARK BK
Type	Bank
Address	COLUMBIA, MO 65205

Agreement

Term	240 Months
Due	Apr 4, 2039

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BOONE MO
Recording Date	May 21, 2018
Property Address	101 W PROCTOR ST, STURGEON, MO 65284-4506
Book / Page	004895 / 000041
Instrument Date	May 18, 2018
Instrument	9323
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1505 W ROUTE F CLARK MO 652439567, CLARK, MO 65243-9567

Mortgage

Document Number	0000009323
Date	May 21, 2018
Book Page	004895/000041
Instrument	9323

Lender

Name	LANDMARK BK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 20, 2019

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BOONE MO
Recording Date	Feb 5, 2018
Property Address	101 W PROCTOR ST, STURGEON, MO 65284-4506
Document Number	2018002087
Book / Page	4855 / 0039
Map Reference	MB47 PG36
Instrument Date	Feb 2, 2018
Instrument	2018002087
Transaction Type	Foreclosure
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 DORRIS CRWFORD 1505, CLARK, MO 65243

Mortgage

Document Number	2018002090
Date	Feb 5, 2018
Instrument	2018002090

Lender

Name	LANDMARK BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2019

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Sturgeon City
Unified School District	Sturgeon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,791.00 (+14.81%)	$39,045 (+14.48%) Land $7,391 Building $31,654	$205,500 (+14.48%) Land $38,900 Building $166,600
2023	$2,431.00 (+8%)	$34,105 Land $7,391 Building $26,714	$179,500 Land $38,900 Building $140,600
2022	$2,251.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGEON PWS serves 945 people · EPA ID MO3010771
Water Source	Purchased groundwater from BOONE COUNTY PWSD 10
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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