203 Saddleback Rd, Saltville, VA 24370 Property Records

Smyth County property record for 203 Saddleback Rd, Saltville, VA 24370 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 2001
Lot Size	2.93 acres (127,631 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jun 2024)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41D-2-3`

Property Details

APN / Parcel Number

Primary APN	`41D-2-3`
Alternative APN	`152056`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,631 sqft (2.93 acres)
Porch	Porch
Porch Area	112 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	152056
Street Address	203 SADDLEBACK RD
City	SALTVILLE
State	VA
Zip	24370-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKERS GRADING INC PT TR 3 41D 2 3
Legal Tract	3
Jurisdiction	SMYTH VA
Township / Civil Division	SALTVILLE
Census Block Group	4
Census Block	4035
Census Tract	30200

Owner

Source: Smyth County records · APN 41D-2-3

Assessment roll updated October 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 SADDLEBACK RD, SALTVILLE, VA 24370-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Sep 07, 2021 · Amount on Record
Deed Document Number	20241271
Deed Book / Page	1110 / 5739
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Sep 07, 2021
Property Address	203 SADDLEBACK RD, SALTVILLE, VA 24370-3447
Document Number	1073/484
Book / Page	1073 / 484
Instrument Date	Sep 03, 2021
Instrument	210002314
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SADDLEBACK RD, SALTVILLE, VA 24370-3447

Mortgage

Document Number	210002315
Date	Sep 07, 2021
Instrument	210002315

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County records · Assessment roll updated October 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,700 (-) Land $15,900 Building $165,800	$181,700 (-) Land $15,900 Building $165,800
2025	$1,072.00 (+37.08%)	$181,700 (+71.74%) Land $15,900 Building $165,800	$181,700 (+71.74%) Land $15,900 Building $165,800
2023	$782.00	$105,800 Land $13,900 Building $91,900	$105,800 Land $13,900 Building $91,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smyth County (51173C), updated August 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511730302004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Nov 2003, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Nov 2003), 2 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 74% of Virginia
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.