190 Saddleback Rd, Saltville, VA 24370 Property Records

Smyth County property record for 190 Saddleback Rd, Saltville, VA 24370

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1984
Lot Size1.17 acres (50,965 sqft)
OwnerIndividual Name on Record
Last Sale$212,500 (May 2022)
Tax Bill$1,297 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41D-2-1A

Property Details

APN / Parcel Number

Primary APN41D-2-1A
Alternative APN
  • 152072

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area3,857 sqft
1st Floor Area1,512 sqft
Basement Area1,512 sqft
Unfinished Basement1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Roof TypeGable
Lot Area50,965 sqft (1.17 acres)
Garage Area372 sqft
PorchPorch
Porch Area157 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number152072
Street Address190 SADDLEBACK RD
CitySALTVILLE
StateVA
Zip24370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description190 SADDLEBACK RD PT TR 1A 41D 2 1A
Legal SubdivisionRALPH E BROOKS PROP
Legal Tract1A
JurisdictionSMYTH VA
Township / Civil DivisionSALTVILLE
Census Block Group4
Census Block4034
Census Tract30200

Owner

Source: Smyth County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 SADDLEBACK RD, SALTVILLE, VA 24370-3447
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Prior SaleDec 21, 2018 · Amount on Record
Deed Document Number20221229
Deed Book / Page1085 / 277
Record UpdatedSep 20, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMYTH VA
Recording DateDec 21, 2018
Property Address190 SADDLEBACK RD, SALTVILLE, VA 24370
Document Number1031/300
Book / Page1031 / 300
Instrument DateDec 21, 2018
Instrument180003017
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 SADDLEBACK RD, SALTVILLE, VA 24370

Mortgage

Document Number180003018
DateDec 21, 2018
Instrument180003018
Lender
NameSTEARNS LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateVirginia
CountySmyth County
Unified School DistrictSmyth County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,900 (-) Land $14,000 Building $205,900$219,900 (-) Land $14,000 Building $205,900
2025$1,297.00 (+17.91%)$219,900 (+47.88%) Land $14,000 Building $205,900$219,900 (+47.88%) Land $14,000 Building $205,900
2023$1,100.00$148,700 Land $12,000 Building $136,700$148,700 Land $12,000 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2003)
Claims Outside the SFHA3 of 5
Most Recent ClaimNov 2003 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Nov 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 73% of Virginia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SALTVILLE
serves 2,204 people · EPA ID VA1173723
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb
Copper1.36 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Point Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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