Henderson County property record for 203 S Main St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,800 sqft · built 1844 |
| Lot Size | 0.288 acres (12,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Nov 2013) |
| Tax Bill | $1,795 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-5-3-1 |
| Primary APN | 1-5-3-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,800 sqft Finished Area |
| Basement Area | 1,572 sqft |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1844 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Mansard |
| Roof Material | Tar & Gravel |
| Lot Area | 12,580 sqft (0.288 acres) |
| Lot Dimensions | 148 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 39077 |
|---|---|
| Street Address | 203 S MAIN ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Main and South Elm Streets Historic District listed 1992 · 130 contributing resources · NRIS 92000500 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
203 S Main St is owned and occupied by an individual who bought it in November 2013.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 203 S MAIN ST, HENDERSON, KY 42420-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2013 · Amount on File |
| Deed Sale | Nov 1, 2013 · Amount on File |
| Deed Document Number | 0005990899 |
| Deed Book / Page | 599 / 0899 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 203 S Main St was $1,795 with a homeowner's exemption.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 Homeowner's exemption | $211,000 | $211,000 |
| 2023 | $1,449.00 (-25.69%) Homeowner's exemption | $176,000 (-) | $176,000 (-) |
| 2022 | $1,950.00 | $176,000 | $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 203 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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