135 S Main St, Henderson, KY 42420 Property Records

Henderson County property record for 135 S Main St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,224 sqft · built 1901
Lot Size	0.17 acres (7,425 sqft)
Owner	Individual Name on File
Last Sale	$399,500 (Feb 2021)
Tax Bill	$4,430 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-5-2-5`

Property Details

APN / Parcel Number

Primary APN	`1-5-2-5`
Alternative APNs	`48201` `54957`

Interior

Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,224 sqft Finished Area
Basement Area	572 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Stone
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	7,425 sqft (0.17 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	316 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	54957
Street Address	135 S MAIN ST
City	HENDERSON
State	KY
Zip	42420-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2015
Census Tract	20401

Owner

135 S Main St is owned and occupied by an individual who bought it in February 2021.

Source: Henderson County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	135 S MAIN ST, HENDERSON, KY 42420-3520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Feb 25, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 1, 2018	Deed, Transfer · Conventional Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	2021001965
Deed Book / Page	RE 0649 / 255
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	135 S MAIN ST, HENDERSON, KY 42420-3520
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1484/755
Date	Oct 31, 2025
Book Page	MT1484/755
Instrument	2025010483

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Feb 25, 2021
Property Address	135 S MAIN ST, HENDERSON, KY 42420-3520
Document Number	RE0649/255
Book / Page	RE 0649 / 255
Instrument Date	Feb 25, 2021
Instrument	2021001965
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 S ELM ST, 420, HENDERSON, KY 42420-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	135 S MAIN ST, HENDERSON, KY 42420-3520

Mortgage

Document Number	2021001966
Date	Feb 25, 2021
Instrument	2021001966

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	May 1, 2018
Property Address	135 S MAIN ST, HENDERSON, KY 42420-3520
Document Number	RE0630/625
Book / Page	RE 0630 / 625
Map Reference	DD 322 PG 658
Instrument Date	Apr 27, 2018
Instrument	2018004475
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 S MAIN ST, 135, HENDERSON, KY 42420-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	215 7TH ST, HENDERSON, KY 42420-2921

Mortgage

Document Number	2018004476
Date	May 1, 2018
Instrument	2018004476

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 135 S Main St was $4,430.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,430.00	$399,500	$399,500
2023	$4,466.00 (+0.9%)	$399,500 (-)	$399,500 (-)
2022	$4,426.00	$399,500	$399,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Watch TV.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures