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203 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 203 S Edison Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,131 sqft · built 1940
Lot Size0.145 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Oct 2023)
Tax Bill$5,717 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-229-001

Property Details

APN / Parcel Number

Primary APN06-22-229-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,131 sqft Living Area
Gross Area2,262 sqft
1st Floor Area1,131 sqft
Basement Area1,131 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area6,300 sqft (0.145 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address203 S EDISON AVE
CityELGIN
StateIL
Zip60123-7212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA C QUICKS ADDN LOT 1 BLOCK 1
Legal SubdivisionA C QUICKS ADDN
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3000
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19N045 HARMONY RD, HAMPSHIRE, IL 60140-8383
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 9, 2016Deed of Trust, Mortgage · Conventional Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleSep 18, 2002 · Amount on Record
Deed Document Number202337791
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 27, 2023
Property Address203 S EDISON AVE, ELGIN, IL 60123-7212
Document Number0000037791
Instrument DateSep 25, 2023
Instrument2023K037791
Transaction TypeTransfer
Record UpdatedNov 3, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 N 45 HARMONY RD, HAMPSHIRE, IL 60140

Mortgage

Document Number0000037792
DateOct 27, 2023
Instrument2023K037792
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate6.87%

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address203 S EDISON AVE, ELGIN, IL 60123-7212
Document Number0000008767
Instrument DateNov 9, 2016
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 S EDISON AVE ELGIN IL 601237212, ELGIN, IL 60123-7212

Mortgage

Document Number0000008767
DateFeb 15, 2017
Instrument8767
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressGENEVA, IL 60134
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,717.00 (+43.75%)$74,946 (+8.57%) Land $14,798 Building $60,148$224,928 (+8.57%) Land $44,412 Building $180,516
2024$69,030 (+21.39%) Land $13,630 Building $55,400$207,173 (+21.44%) Land $40,906 Building $166,267
2022$3,977.00 (+5.74%) Homeowner's exemption$56,865 (+6.96%) Land $11,228 Building $45,637$170,595 (+6.96%) Land $33,684 Building $136,911
2021$3,761.00 Homeowner's exemption$53,164 Land $10,497 Building $42,667$159,492 Land $31,491 Building $128,001

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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