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178 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 178 S Edison Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,173 sqft · built 1933
Lot Size0.147 acres (6,389 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (May 2003)
Tax Bill$4,718 (2025)
Deeds & MortgagesSep 2025 Mortgage
Mar 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-485-012

Property Details

APN / Parcel Number

Primary APN06-15-485-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,173 sqft Living Area
Gross Area2,053 sqft
1st Floor Area1,173 sqft
Basement Area880 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleCape Cod
Construction TypeFrame
Lot Area6,389 sqft (0.147 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address178 S EDISON AVE
CityELGIN
StateIL
Zip60123-6169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 7 BLOCK 43
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block43
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1023
Census Tract851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address178 S EDISON AVE, ELGIN, IL 60123-6169
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 21, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2003 · Amount on Record
Deed SaleMay 19, 2003 · Amount on Record
Deed Document Number200383255
Last Transfer DateSep 4, 2010
Transfer Doc0000000032
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address178 S EDISON AVE, ELGIN, IL 60123-6169
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 S EDISON AVE, ELGIN, IL 60123-6169

Mortgage

Document Number0000037338
DateSep 26, 2025
Instrument2025K037338
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term214 Months
DueJul 1, 2043

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address178 S EDISON AVE, ELGIN, IL 60123-6169
Transaction TypeMortgage
Record UpdatedMar 27, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 S EDISON AVE, ELGIN, IL 60123-6169

Mortgage

Document Number0000009186
DateMar 21, 2024
Instrument2024K009186
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressASHVILLE, AL 35953
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term232 Months
DueJul 1, 2043

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,718.00 (+15.78%) Homeowner's exemption$69,846 (+8.57%) Land $15,540 Building $54,306$209,622 (+8.57%) Land $46,639 Building $162,983
2024$64,332 (+21.39%) Land $14,313 Building $50,019$193,073 (+21.44%) Land $42,956 Building $150,117
2022$4,075.00 (+4.89%) Homeowner's exemption$52,995 (+6.96%) Land $11,791 Building $41,204$158,985 (+6.96%) Land $35,373 Building $123,612
2021$3,885.00 Homeowner's exemption$49,547 Land $11,024 Building $38,523$148,641 Land $33,072 Building $115,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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