203 Rowland Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 203 Rowland Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,266 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$99,500 (Sep 1999)
Tax Bill	$1,807 (2026)
Deeds & Mortgages	Apr 2023 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-015-022-000`

Property Details

APN / Parcel Number

Primary APN	`108-015-022-000`
Alternative APNs	`1081522000` `1081522`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	477 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 ROWLAND AVE
City	MODESTO
State	CA
Zip	95354-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E.H. GUM BLK 02061 LOT 000015 MAP 000011 00042
Legal Subdivision	E H GUM
Legal Block	5
Legal Lot Number	15&16
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5017
Census Tract	1900

Owner

203 Rowland Ave is owned and occupied by two individuals who bought it in September 1999.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 ROWLAND AVE, MODESTO, CA 95354-2706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1999 · Amount on File
Deed Sale	Sep 2, 1999 · Amount on File
Deed Document Number	199985727
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	203 ROWLAND AVE, MODESTO, CA 95354-2706
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ROWLAND AVE, MODESTO, CA 95354-2706

Mortgage

Document Number	0000017964
Date	Apr 25, 2023
Instrument	2023-0017964

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 17, 2033

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	203 ROWLAND AVE, MODESTO, CA 95354-2706
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ROWLAND AVE, MODESTO, CA 95354-2706

Mortgage

Document Number	0000103287
Date	Nov 4, 2021
Instrument	2021-0103287

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	203 ROWLAND AVE, MODESTO, CA 95354-2706
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ROWLAND AVE, MODESTO, CA 95354-2706

Mortgage

Document Number	0000012951
Date	Feb 9, 2021
Instrument	2021-0012951

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	203 ROWLAND AVE, MODESTO, CA 95354-2706
Document Number	0000026493
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 ROWLAND AVE MODESTO CA 953542706, MODESTO, CA 95354-2706

Mortgage

Document Number	0000026493
Date	Apr 18, 2018
Instrument	26493

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 203 Rowland Ave was $1,807, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,807.00 (+1.06%)	$155,961 (+2%) Land $47,017 Building $108,944
2025	$1,788.00	$152,904 Land $46,096 Building $106,808
2023	$1,682.00 (+2.5%)	$146,968 Land $44,307 Building $102,661
2022	$1,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 203 Rowland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 203 Rowland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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