Spartanburg County property record for 203 River Falls Dr, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,502 sqft · built 2001 |
| Lot Size | 0.91 acres (39,627 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Jun 2019) |
| Tax Bill | $2,608 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-31-12-060.00 |
| Primary APN | 5-31-12-060.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,502 sqft Living Area |
| Gross Area | 4,609 sqft |
| Upper Floors Area | 922 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,627 sqft (0.91 acres) |
| Lot Dimensions | 333 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 97653 |
|---|---|
| Street Address | 203 RIVER FALLS DR |
| City | DUNCAN |
| State | SC |
| Zip | 29334-9258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 RIVER FALLS PLANTATION SUBDIVISION SEC 1 PB 109-47ABC |
| Legal Subdivision | RIVER FALLS PLANTATION SUB |
| Legal Lot Number | 18 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | FAIRMONT MILLS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 23406 |
203 River Falls Dr is owned and occupied by two individuals who acquired it in December 2024.
Source: Spartanburg County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 RIVER FALLS DR, DUNCAN, SC 29334-9258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LUMINATE BANK |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on File |
| Deed Sale | Jun 4, 2019 · Amount on File |
| Prior Sale | Dec 2, 2013 · Amount on File |
| Deed Document Number | 201924949 |
| Deed Book / Page | 124-A / 0739 |
| Last Transfer Date | Dec 13, 2024 |
| Transfer Doc | 0000050233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 203 RIVER FALLS DR, DUNCAN, SC 29334-9258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003886 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 7151/131 |
| Instrument | 2026-3886 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 203 RIVER FALLS DR, DUNCAN, SC 29334-9258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041490 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 5900/581 |
| Instrument | 2020-41490 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jun 4, 2019 |
| Property Address | 203 RIVER FALLS DR, DUNCAN, SC 29334-9258 |
| Document Number | 0000024949 |
| Book / Page | 124-A / 0739 |
| Map Reference | MB 109 PG 47&60 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019-24949 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 RIVER FALLS DR, DUNCAN, SC 29334-9258 |
| Document Number | 0000024950 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 5621/0523 |
| Instrument | 2019-24950 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 203 River Falls Dr was $2,608, up 5.5% from the year before.
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,608.00 (+5.5%) | $17,020 Land $3,652 Building $13,368 | $552,300 Land $118,500 Building $433,800 |
| 2024 | $2,472.00 (-0.24%) | ||
| 2023 | $2,478.00 | $17,020 Land $3,652 Building $13,368 | $552,300 Land $118,500 Building $433,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 203 River Falls Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 203 River Falls Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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