203 Ridge Crest Cir, Lima, OH 45801 Property Records

Allen County property record for 203 Ridge Crest Cir, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,770 sqft · built 1989
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$144,520 (Jan 2013)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-2812-02-023.000`

Property Details

APN / Parcel Number

Primary APN	`37-2812-02-023.000`
Alternative APN	`H2737281202023000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	1,196 sqft
Attic	Attic
Attic Area	574 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	48 sqft
Deck Area	216 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	203 RIDGE CREST CIR
City	LIMA
State	OH
Zip	45801-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD RIDGE VILLAGE LOT 27580 FF 85.00
Legal Subdivision	WOOD RIDGE VILLAGE
Legal Lot Number	27580
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2032
Census Tract	11301

Owner

203 Ridge Crest Cir is owned and occupied by an individual who acquired it in May 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	203 RIDGE CREST CIR, LIMA, OH 45801-3813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2013 · Amount on File
Deed Sale	Jan 17, 2013 · Amount on File
Prior Sale	Oct 21, 2010 · Amount on File
Deed Document Number	2013818
Deed Book / Page	2013 / 818
Last Transfer Date	May 7, 2021
Transfer Doc	5130006489
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	203 RIDGE CREST CIR, LIMA, OH 45801-3813
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RIDGE CREST CIR, LIMA, OH 45801-3813

Mortgage

Document Number	11140011727
Date	Nov 14, 2025
Book Page	2025/11727
Instrument	202511140011727

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	May 13, 2021
Property Address	203 RIDGE CREST CIR, LIMA, OH 45801-3813
Document Number	5130006489
Book / Page	2021 / 6489
Map Reference	MB 14 PG 231
Instrument Date	May 7, 2021
Instrument	202105130006489
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RIDGE CREST CIR, LIMA, OH 45801-3813

Mortgage

Document Number	5130006490
Date	May 13, 2021
Instrument	202105130006490

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 203 Ridge Crest Cir was $3,175, down 0.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00 (-0.53%)	$73,230 (-) Land $10,470 Building $62,760	$209,200 (-) Land $29,900 Building $179,300
2024	$3,192.00 (+17.7%) Homeowner's exemption	$73,230 (+21%) Land $10,470 Building $62,760	$209,200 Land $29,900 Building $179,300
2023	$2,712.00 (-1.09%) Homeowner's exemption	$60,520 (-) Land $8,650 Building $51,870
2022	$2,742.00 Homeowner's exemption	$60,520 Land $8,650 Building $51,870
2021			$172,900 Land $24,700 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Ridge Crest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Ridge Crest Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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