141 Ridge Crest Cir, Lima, OH 45801 Property Records

Allen County property record for 141 Ridge Crest Cir, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,056 sqft · built 1991
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2020)
Tax Bill	$3,461 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-2812-02-028.000`

Property Details

APN / Parcel Number

Primary APN	`37-2812-02-028.000`
Alternative APN	`H2737281202028000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,024 sqft
Upper Floors Area	312 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	148 sqft
Deck Area	252 sqft
Patio Area	416 sqft
Balcony Area	96 sqft
Canopy	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	141 RIDGE CREST CIR
City	LIMA
State	OH
Zip	45801-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD RIDGE VILLAGE LOT 27575 FF 79.98
Legal Subdivision	WOOD RIDGE VILLAGE
Legal Lot Number	27575
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2032
Census Tract	11301

Owner

141 Ridge Crest Cir is owned and occupied by an individual who bought it in March 2020.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	141 RIDGE CREST CIR, LIMA, OH 45801-3809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 26, 2020	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MTG
Feb 9, 2018	Loan Modification, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Prior Sale	Jun 22, 2006 · Amount on File
Deed Document Number	20203180
Deed Book / Page	2020 / 3180
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	1230000718
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	141 RIDGE CREST CIR, LIMA, OH 45801-3809
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 RIDGE CREST CIR, LIMA, OH 45801-3809

Mortgage

Document Number	9260009878
Date	Sep 26, 2025
Book Page	2025/9878
Instrument	202509260009878

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	May 29, 2055

Interest

Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 26, 2020
Property Address	141 RIDGE CREST CIR, LIMA, OH 45801-3809
Document Number	0000003180
Instrument Date	Mar 25, 2020
Instrument	3180
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 RIDGE CREST CIR LIMA OH 458013809, LIMA, OH 45801-3809

Mortgage

Document Number	3181
Date	Mar 26, 2020
Instrument	3181

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	141 RIDGE CREST CIR, LIMA, OH 45801-3809
Document Number	0000001552
Book / Page	002018 / 001552
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 RIDGE CREST CIR LIMA OH 458013809, LIMA, OH 45801-3809

Mortgage

Document Number	0000001552
Date	Feb 14, 2018
Book Page	002018/001552
Instrument	1552

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 13, 2023

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 141 Ridge Crest Cir was $3,461, down 0.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,461.00 (-0.55%)	$79,870 (-) Land $9,730 Building $70,140	$228,200 (-) Land $27,800 Building $200,400
2024	$3,480.00 (+17.73%) Homeowner's exemption	$79,870 (+21%) Land $9,730 Building $70,140	$228,200 Land $27,800 Building $200,400
2023	$2,956.00 (-1.1%) Homeowner's exemption	$66,010 (-) Land $8,050 Building $57,960
2022	$2,989.00 Homeowner's exemption	$66,010 Land $8,050 Building $57,960
2021			$188,600 Land $23,000 Building $165,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 141 Ridge Crest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 Ridge Crest Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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