203 Red Cardinal Rd, Seneca, SC 29672 Property Records

Oconee County property record for 203 Red Cardinal Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,024 sqft · built 1998
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Sep 2017)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	May 2023 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-06-01-009`

Property Details

APN / Parcel Number

Primary APN	`520-06-01-009`
Alternative APN	`55245`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft
Basement Area	2,024 sqft
Finished Basement	1 sqft
Unfinished Basement	2,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55245
Street Address	203 RED CARDINAL RD
City	SENECA
State	SC
Zip	29672-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 64 WHITE OAK CLIFFS BP #9295/99
Legal Subdivision	WHITE OAK CLIFFS SUBDIVISION
Legal Block	1
Legal Lot Number	64
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1052
Census Tract	30601

Owner

203 Red Cardinal Rd is owned and occupied by two individuals who acquired it in May 2023.

Source: Oconee County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 RED CARDINAL RD, SENECA, SC 29672-2150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed, Transfer
Sep 27, 2017	Grant Deed, Transfer · Conventional Mortgage FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Deed Document Number	20173802
Last Transfer Date	May 9, 2023
Transfer Doc	0000014344
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 9, 2023
Property Address	203 RED CARDINAL RD, SENECA, SC 29672-2150
Document Number	0000014344
Book / Page	2939 / 56
Map Reference	MB A560 PG 10
Instrument Date	May 9, 2023
Instrument	14344
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RED CARDINAL RD, SENECA, SC 29672-2150

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 27, 2017
Property Address	203 RED CARDINAL RD, SENECA, SC 29672-2150
Document Number	0000003802
Book / Page	002301 / 000317
Instrument Date	Sep 25, 2017
Instrument	3802
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RED CARDINAL RD SENECA SC 296722150, SENECA, SC 29672-2150

Mortgage

Document Number	3803
Date	Sep 27, 2017
Book Page	003651/000019
Instrument	3803

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 203 Red Cardinal Rd was $2,218.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00	$14,920 Land $691 Building $14,229	$373,011 Land $17,280 Building $355,731
2023		$14,920 Land $691 Building $14,229	$373,011 Land $17,280 Building $355,731

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Red Cardinal Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Red Cardinal Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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