111 Red Cardinal Rd, Seneca, SC 29672 Property Records

Oconee County property record for 111 Red Cardinal Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,430 sqft · built 2004
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-06-01-015`

Property Details

APN / Parcel Number

Primary APN	`520-06-01-015`
Alternative APN	`55251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
Basement Area	1,620 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55251
Old Parcel Number	520 06 01 015
Street Address	111 RED CARDINAL RD
City	SENECA
State	SC
Zip	29672-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 WHITE OAK CLIFFS (0.563 AC)
Legal Subdivision	WHITE OAK CLIFFS SUB
Legal Block	1
Legal Lot Number	59
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1052
Census Tract	30601

Owner

111 Red Cardinal Rd is owned and occupied by two individuals who acquired it in January 2025.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	111 RED CARDINAL RD, SENECA, SC 29672-2152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Intrafamily Transfer, Transfer
Nov 3, 2023	Intrafamily Transfer, Transfer
Nov 3, 2023	Deed of Distribution, Transfer
Jun 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2025
Deed Sale	Jan 8, 2025
Prior Sale	Nov 3, 2023
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Nov 3, 2023
Property Address	111 RED CARDINAL RD, SENECA, SC 29672-2152
Document Number	0000005433
Book / Page	3001 / 312
Map Reference	MB P-42 PG 104
Instrument Date	Oct 25, 2023
Instrument	5433
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RED CARDINAL RD, SENECA, SC 29672-2152

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Nov 3, 2023
Property Address	111 RED CARDINAL RD, SENECA, SC 29672-2152
Document Number	0000005434
Book / Page	3001 / 315
Map Reference	MB P-42 PG 104
Instrument Date	Oct 25, 2023
Instrument	5434
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RED CARDINAL RD, SENECA, SC 29672-2152

November 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	OCONEE SC
Recording Date	Nov 3, 2023
Property Address	111 RED CARDINAL RD, SENECA, SC 29672-2152
Document Number	0000005431
Book / Page	3001 / 306
Map Reference	MB P-42 PG 104
Instrument Date	Oct 25, 2023
Instrument	5431
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RED CARDINAL RD, SENECA, SC 29672-2152

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	111 RED CARDINAL RD, SENECA, SC 29672-2152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015398
Date	Jun 9, 2017
Book Page	3617/001
Instrument	15398

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	WESTMINSTER, SC 29693

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 111 Red Cardinal Rd was $1,359.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00	$10,739 Land $717 Building $10,022	$268,480 Land $17,920 Building $250,560
2023		$10,739 (-) Land $717 Building $10,022	$268,480 (-) Land $17,920 Building $250,560
2022		$10,739 Land $717 Building $10,022	$268,480 Land $17,920 Building $250,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Red Cardinal Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Red Cardinal Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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