Jefferson County and Hounsfield Town property record for 203 Ray St, Sackets Harbor, NY 13685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1820 |
| Lot Size | 0.788 acres (34,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Apr 2021) |
| Tax Bill | $4,021 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| APN | 223801 88.27-1-9 |
| Primary APN | 223801 88.27-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 957 sqft |
| Upper Floors Area | 368 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Lot Area | 34,344 sqft (0.788 acres) |
| Lot Dimensions | 212 ft deep x 162 ft wide |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 461 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 223801 88.27-1-9 |
|---|---|
| Street Address | 203 RAY ST |
| City | SACKETS HARBOR |
| State | NY |
| Zip | 13685-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | HOUNSFIELD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 60402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Sackets Harbor Battlefield listed 1974 · 9 contributing resources · NRIS 74001247 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
203 Ray St is owned and occupied by an individual who bought it in April 2021.
Source: Jefferson County and Hounsfield Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 RAY ST, SACKETS HARBOR, NY 13685-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 12, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Dec 30, 2020 | Quit Claim Deed, Transfer JEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on File |
| Deed Sale | Apr 12, 2021 · Amount on File |
| Deed Document Number | 20215512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 203 RAY ST, SACKETS HARBOR, NY 13685-2710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001708 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 2024-00001708 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Apr 12, 2021 |
| Property Address | 203 RAY ST, SACKETS HARBOR, NY 13685-2710 |
| Document Number | 0000005512 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021-00005512 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 342, LAKE LUZERNE, NY 12846-0342 |
| Document Number | 21000005513 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 210-00005513 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Dec 30, 2020 |
| Property Address | 203 RAY ST, SACKETS HARBOR, NY 13685-2710 |
| Document Number | 0000017371 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 17371 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2021 |
| Title Company | JEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 46 SACKETS HARBOR NY 136850046, SACKETS HARBOR, NY 13685-0046 |
The 2026 property tax bill for 203 Ray St was $4,021, up % from the year before.
Source: Jefferson County and Hounsfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Hounsfield Town |
| Municipality | Sackets Harbor Village |
| Unified School District | Sackets Harbor Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,021.00 (+0.05%) | ||
| 2025 | $4,019.00 | $191,600 Land $97,400 Building $94,200 | $215,281 Land $109,438 Building $105,843 |
| 2023 | $191,600 Land $97,400 Building $94,200 | $191,600 Land $97,400 Building $94,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 203 Ray St; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Ray St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACKETS HARBOR VILLAGE serves 2,200 people · EPA ID NY2202343 |
|---|---|
| Water Source | Surface water |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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