Jefferson County and Hounsfield Town property record for 107 Ray St, Sackets Harbor, NY 13685
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 902 sqft · built 1950 |
| Lot Size | 0.122 acres (5,346 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Sep 2020) |
| Tax Bill | $3,528 (2026) |
| Deeds & Mortgages | Oct 2025 Refinance Apr 2026 Mortgage + 2 more |
| APN | 223801 88.28-3-16 |
| Primary APN | 223801 88.28-3-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 902 sqft Living Area |
| 1st Floor Area | 902 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,346 sqft (0.122 acres) |
| Lot Dimensions | 81 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 144 sqft |
| Porch | Slab |
| Porch Area | 126 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 223801 88.28-3-16 |
|---|---|
| Street Address | 107 RAY ST |
| City | SACKETS HARBOR |
| State | NY |
| Zip | 13685-5110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRIESTLY JH &PA LF-US |
| Legal Block | 3 |
| Legal Lot Number | 16.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | HOUNSFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 60402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Sackets Harbor Battlefield listed 1974 · 9 contributing resources · NRIS 74001247 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Jefferson County and Hounsfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 RAY ST, SACKETS HARBOR, NY 13685-5110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU |
| Apr 15, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage AURORA FINANCIAL GROUP INC |
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional with PMI HOMESTEAD FNDG |
| Apr 11, 2019 | Warranty Deed, Transfer · VA Mortgage HOMESTEAD FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Apr 11, 2019 · Amount on Record |
| Deed Document Number | 202011717 |
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0000004529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 107 RAY ST, SACKETS HARBOR, NY 13685-5110 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014898 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025-00014898 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Apr 15, 2026 |
| Property Address | 107 RAY ST, SACKETS HARBOR, NY 13685-5110 |
| Document Number | 0000004529 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 20264529 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 RAY ST, SACKETS HARBOR, NY 13685-5110 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004531, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20264531 |
| Name | AURORA FINANCIAL GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Sep 21, 2020 |
| Property Address | 107 RAY ST, SACKETS HARBOR, NY 13685-5110 |
| Document Number | 0000011717 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 11717 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | JEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $668.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 226 GENERAL GRANT CIR SACKETS HARBOR NY 136859509, SACKETS HARBOR, NY 13685-9509 |
| Document Number | 11718 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 11718 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Apr 11, 2019 |
| Property Address | 107 RAY ST, SACKETS HARBOR, NY 13685-5110 |
| Document Number | 0000004600 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 4600 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | JEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 ARROWHEAD RD #A FORT BENNING GA 319052401, A, FORT BENNING, GA 31905-2401 |
| Document Number | 4601 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 4601 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2049 |
Source: Jefferson County and Hounsfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Hounsfield Town |
| Municipality | Sackets Harbor Village |
| Unified School District | Sackets Harbor Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,528.00 (+0.06%) | ||
| 2025 | $3,526.00 | $168,100 (-) Land $46,000 Building $122,100 | $188,876 (+12.36%) Land $51,685 Building $137,191 |
| 2023 | $168,100 Land $46,000 Building $122,100 | $168,100 Land $46,000 Building $122,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACKETS HARBOR VILLAGE serves 2,200 people · EPA ID NY2202343 |
|---|---|
| Water Source | Surface water |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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