203 Ranchitos del Sol, Aptos, CA 95003 Property Records

Santa Cruz County property record for 203 Ranchitos del Sol, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1976
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on Record
Last Sale	$980,000 (Nov 2019)
Tax Bill	$12,582 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-241-38`

Property Details

APN / Parcel Number

Primary APN	`105-241-38`
Alternative APN	`105-241-38-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,904 sqft Living Area
Gross Area	2,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Tile
Lot Area	19,950 sqft (0.458 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	203 RANCHITOS DEL SOL
City	APTOS
State	CA
Zip	95003-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	APTOS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 RANCHITOS DEL SOL, APTOS, CA 95003-9582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage COMERICA BANK
Nov 18, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 18, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Feb 16, 2017	Grant Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	201935848
Prior Transfer Date	Nov 14, 1995
Prior Transfer Doc	0000063846
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	203 RANCHITOS DEL SOL, APTOS, CA 95003-9582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010688
Date	Mar 30, 2017
Instrument	2017-0010688

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 18, 2019
Property Address	203 RANCHITOS DEL SOL, APTOS, CA 95003-9582
Document Number	0000035849
Instrument Date	Nov 13, 2019
Instrument	35849
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	203 RANCHITOS DEL SOL APTOS CA 950039582, APTOS, CA 95003-9582

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 18, 2019
Property Address	203 RANCHITOS DEL SOL, APTOS, CA 95003-9582
Document Number	0000035848
Instrument Date	Nov 10, 2019
Instrument	2019-0035848
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RANCHITOS DEL SOL, APTOS, CA 95003-9582

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 16, 2017
Property Address	203 RANCHITOS DEL SOL, APTOS, CA 95003-9582
Document Number	0000005788
Instrument Date	Jan 30, 2017
Instrument	5788
Transaction Type	Transfer
Record Updated	Mar 10, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Tax	$349.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RANCHITOS DEL SOL APTOS CA 950039582, APTOS, CA 95003-9582

Mortgage

Document Number	5789
Date	Feb 16, 2017
Instrument	5789

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,093,209 (+2%) Land $819,907 Building $273,302
2025	$12,582.00 (+7.76%) Homeowner's exemption	$1,071,773 (+4.04%) Land $803,830 Building $267,943
2024	$11,676.00 (+1.56%)
2023	$11,497.00 (+1.82%) Homeowner's exemption	$1,030,155 Land $772,616 Building $257,539	$1,179,540
2022	$11,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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