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151 Ranchitos del Sol, Aptos, CA 95003 Property Records

Santa Cruz County property record for 151 Ranchitos del Sol, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,502 sqft · built 1968
Lot Size0.289 acres (12,589 sqft)
Owner2 Individual Names on File
Last Sale$658,000 (Jul 2009)
Tax Bill$10,146 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN105-241-15

Property Details

APN / Parcel Number

Primary APN105-241-15
Alternative APN
  • 105-241-15-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,502 sqft Living Area
Gross Area2,022 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleBungalow
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area12,589 sqft (0.289 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address151 RANCHITOS DEL SOL
CityAPTOS
StateCA
Zip95003-9731
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122002

Owner

Source: Santa Cruz County records · APN 105-241-15

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address151 RANCHITOS DEL SOL, APTOS, CA 95003-9731
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2009 · Amount on Record
Deed SaleJul 24, 2009 · Amount on Record
Prior SaleMay 25, 2001 · Amount on Record
Deed Document Number200936009
Prior Transfer DateDec 17, 2003
Prior Transfer Doc0000125006
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateApr 02, 2026
Property Address151 RANCHITOS DEL SOL, APTOS, CA 95003-9731
Document Number0000007171
Instrument DateMar 27, 2026
Instrument20267171
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 RANCHITOS DEL SOL, APTOS, CA 95003-9731

Mortgage

Document Number0000007171,
DateApr 02, 2026
Instrument20267171
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2046
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address151 RANCHITOS DEL SOL, APTOS, CA 95003-9731
Transaction TypeMortgage
Record UpdatedMar 09, 2021
Title CompanyIN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 RANCHITOS DEL SOL, APTOS, CA 95003-9731

Mortgage

Document Number0000011578
DateFeb 25, 2021
Instrument2021-0011578
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$866,351 (+2%) Land $519,810 Building $346,541
2025$10,146.00 (+7.89%)$849,364 (+4.04%) Land $509,618 Building $339,746
2024$9,404.00 (+1.57%)
2023$9,259.00 (+1.81%)$816,382 Land $489,829 Building $326,553$1,009,800
2022$9,094.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 25% of California
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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