203 Old Mill Rd, Georgetown, KY 40324 Property Records

Scott County property record for 203 Old Mill Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,544 sqft
Lot Size	0.292 acres (12,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Jul 2025)
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2016 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`190-10-044.000`

Property Details

APN / Parcel Number

Primary APN	`190-10-044.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	12,730 sqft (0.292 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	203 OLD MILL RD
City	GEORGETOWN
State	KY
Zip	40324-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGETOWN LANDING II
Legal Subdivision	GEORGETOWN LANDING II
Legal Phase	1 & 2
Legal Lot Number	2
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40101

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 OLD MILL RD, GEORGETOWN, KY 40324-9757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Sep 12, 2016	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 21, 2009	Deed, Transfer
Jul 1, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Jul 1, 2005 · Amount on Record
Deed Document Number	2025549800
Deed Book / Page	459 / 205
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 25, 2025
Property Address	203 OLD MILL RD, GEORGETOWN, KY 40324-9757
Document Number	00D459/205
Book / Page	D459 / 205
Map Reference	SL 373
Instrument Date	Jul 16, 2025
Instrument	549800
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 758, MIDWAY, KY 40347-0758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 OLD MILL RD, GEORGETOWN, KY 40324-9757
Mail Care Of	JOSEPH B BENTLEY AND MICHELLE L DAVIS

Mortgage

Document Number	0000549803
Date	Jul 25, 2025
Instrument	549803

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0M1849/643
Date	Jul 25, 2025
Book Page	M1849/643
Instrument	549824

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2035

September 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 12, 2016
Property Address	203 OLD MILL RD, GEORGETOWN, KY 40324-9757
Document Number	00D380/833
Book / Page	D380 / 833
Map Reference	CAB11 SL192
Instrument Date	Sep 9, 2016
Instrument	359949
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2785 OXFORD VILLAGE LN, GEORGETOWN, KY 40324-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 OLD MILL RD, GEORGETOWN, KY 40324-9757
Investor	Possibly a Property Investor

January 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 21, 2009
Property Address	203 OLD MILL RD, GEORGETOWN, KY 40324-9757
Document Number	00D322/503
Book / Page	D322 / 503
Instrument Date	Jan 2, 2009
Instrument	177055
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 758, MIDWAY, KY 40347-0758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 758, MIDWAY, KY 40347-0758
Mail Care Of	JAMES STARKS

July 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 1, 2005
Property Address	203 OLD MILL RD, GEORGETOWN, KY 40324-9757
Document Number	00D293/004
Book / Page	D293 / 004
Map Reference	SL373
Instrument Date	Jun 29, 2005
Instrument	130104
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	951 LLOYD RD, GEORGETOWN, KY 40324-8880

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 758, MIDWAY, KY 40347-0758

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,000 (+35.95%)	$301,000 (+35.95%)
2025	$1,972.00 (+11.04%)	$221,400 (+13.02%)	$221,400 (+13.02%)
2023	$1,776.00 (+30.11%)	$195,900 (+24.46%) Land $35,000 Building $160,900	$195,900 (+24.46%) Land $35,000 Building $160,900
2022	$1,365.00	$157,400 Land $32,000 Building $125,400	$157,400 Land $32,000 Building $125,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

203 Old Mill Rd, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

September 2016: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2009: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2005: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Old Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number