Scott County property record for 117 Old Mill Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,360 sqft |
| Lot Size | 0.216 acres (9,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,500 (May 2012) |
| Tax Bill | $2,032 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-10-029.000 |
| Primary APN | 190-10-029.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 9,430 sqft (0.216 acres) |
| Garage Type | Basement |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 117 OLD MILL RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGETOWN LANDING II |
| Legal Subdivision | GEORGETOWN LANDING II |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 OLD MILL RD, GEORGETOWN, KY 40324-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Jan 2, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| May 5, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2012 · Amount on Record |
| Deed Sale | May 2, 2012 · Amount on Record |
| Prior Sale | Jul 20, 2011 · Amount on Record |
| Deed Document Number | 2012223919 |
| Deed Book / Page | 344 / 82 |
| Last Transfer Date | Aug 13, 2012 |
| Transfer Doc | D346/099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 117 OLD MILL RD, GEORGETOWN, KY 40324-9756 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 117 OLD MILL RD, GEORGETOWN, KY 40324-9756 |
| Document Number | 00M1730/32 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | M1730/32 |
| Instrument | 468243 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 27, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 117 OLD MILL RD, GEORGETOWN, KY 40324-9756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1374/312 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | M1374/312 |
| Instrument | 379966 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 8, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 117 OLD MILL RD, GEORGETOWN, KY 40324-9756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1506/319 |
|---|---|
| Date | May 5, 2020 |
| Book Page | M1506/319 |
| Instrument | 415778 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 23, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,200 (-) | $228,200 (-) | |
| 2025 | $2,032.00 (+13.33%) | $228,200 (+15.37%) | $228,200 (+15.37%) |
| 2023 | $1,793.00 (+15.9%) | $197,800 (+10.87%) Land $35,000 Building $162,800 | $197,800 (+10.87%) Land $35,000 Building $162,800 |
| 2022 | $1,547.00 | $178,400 Land $32,000 Building $146,400 | $178,400 Land $32,000 Building $146,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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