Madison County property record for 203 Oak Br Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,589 sqft |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Aug 2026) |
| Tax Bill | $1,836 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0002-0002 |
| Primary APN | 0060-0002-0002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,589 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 70763 |
|---|---|
| Street Address | 203 OAK BRANCH DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 2 PH I |
| Legal Subdivision | THE OAKS |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11401 |
203 Oak Br Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Madison County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed, Transfer BLUEGRASS LAND TITLE |
| Jan 25, 2022 | Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Deed Document Number | 202614368525 |
| Deed Book / Page | 887 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 13, 2026 |
| Property Address | 203 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Number | 0014368525 |
| Book / Page | 887 / 42 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202614368525 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $31,108.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 203 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 25, 2022 |
| Property Address | 203 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Number | 00D817/543 |
| Book / Page | D817 / 543 |
| Map Reference | CAB 16 SL 98 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2014074048 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 532 CADY DR # DR10A, 532, RICHMOND, KY 40475-7629 |
| Name | Verified Name |
|---|---|
| Address | 314 CAROLINA AVE, WINCHESTER, KY 40391-1261 |
| Document Number | 2014074051 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2014074051 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 203 Oak Br Dr was $1,836 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,836.00 Homeowner's exemption | $243,900 | $243,900 |
| 2023 | $1,916.00 Homeowner's exemption | $243,900 | $243,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Oak Br Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Oak Br Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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