Madison County property record for 200 Oak Br Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,000 (Jul 2009) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0002-0015 |
| Primary APN | 0060-0002-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 73265 |
|---|---|
| Street Address | 200 OAK BRANCH DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 15 PH I |
| Legal Subdivision | THE OAKS |
| Legal Phase | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11401 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 200 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 24, 2007 | Deed of Trust, Mortgage · Conventional Mortgage HOMELOAN USA CORP |
| Dec 29, 2025 | Deed, Transfer |
| Jul 10, 2009 | Warranty Deed, Transfer · FHA Mortgage FIRST RESIDENTIAL MORTGAGE NETWORK |
| Jan 30, 2006 | Deed, Transfer · Conventional Mortgage HOMELOAN USA CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2009 · Amount on Record |
| Deed Sale | Jul 10, 2009 · Amount on Record |
| Prior Sale | Jan 30, 2006 · Amount on Record |
| Deed Document Number | 428990 |
| Deed Book / Page | D647 / 398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 200 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01884/335 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | M01884/335 |
| Instrument | 2013997985 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 200 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1181/155 |
|---|---|
| Date | May 24, 2007 |
| Book Page | M1181/155 |
| Instrument | 389335 |
| Name | HOMELOAN USA CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 29, 2025 |
| Property Address | 200 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Number | 00D877/655 |
| Book / Page | D877 / 655 |
| Map Reference | CAB 16 SL 98 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2014308541 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 MIDDLE CREEK WAY, BEREA, KY 40403-8696 |
| Name | Verified Name |
|---|---|
| Address | 1585 MERCER RD STE 110, 110, LEXINGTON, KY 40511-1669 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 10, 2009 |
| Property Address | 200 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Number | 00D647/398 |
| Book / Page | D647 / 398 |
| Map Reference | CAB16 SL98 |
| Instrument Date | Jul 1, 2009 |
| Instrument | 428990 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SERVICES L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 COMMERCE DR APT 1, 1, BEREA, KY 40403-6554 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 200 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Number | 0000428991 |
|---|---|
| Date | Jul 10, 2009 |
| Instrument | 428991 |
| Name | FIRST RESIDENTIAL MORTGAGE NETWORK |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 30, 2006 |
| Property Address | 200 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Number | 0D0602/132 |
| Book / Page | D0602 / 132 |
| Map Reference | CAB16 SL98 |
| Instrument Date | Jan 20, 2006 |
| Instrument | 361687 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 BUTTSVILLE ST, COLUMBIA, KY 42728 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 200 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Document Number | 0000361688 |
|---|---|
| Date | Jan 30, 2006 |
| Instrument | 361688 |
| Name | HOMELOAN USA CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2036 |
| Document Number | 0M1082/033 |
|---|---|
| Date | Jan 30, 2006 |
| Book Page | M1082/033 |
| Instrument | 361689 |
| Name | HOMELOAN USA CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2036 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 (-0.66%) Additional exemption filed | $191,000 (+2.14%) | $191,000 (+2.14%) |
| 2023 | $1,813.00 | $187,000 | $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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