Palo Alto County property record for 203 N Elder Ave, Graettinger, IA 51342
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 828 sqft · built 1900 |
| Lot Size | 0.16 acres (6,954 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $698 (2026) |
| Deeds & Mortgages | Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 620002015040 |
| Primary APN | 620002015040 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Basement Area | 414 sqft |
| Unfinished Basement | 414 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,954 sqft (0.16 acres) |
| Lot Dimensions | 122 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 203 N ELDER AVE |
|---|---|
| City | GRAETTINGER |
| State | IA |
| Zip | 51342-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDN. LOT 4 & N 15' LOT 5 BLOCK 15 |
| Legal Block | 15 |
| Legal Lot Number | 4,5 |
| Jurisdiction | PALO ALTO IA |
| Township / Civil Division | WALNUT |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 960200 |
203 N Elder Ave is owned and occupied by an individual.
Source: Palo Alto County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 N ELDER AVE, GRAETTINGER, IA 51342-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO ALTO IA |
| Property Address | 203 N ELDER AVE, GRAETTINGER, IA 51342-1028 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/1864 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 2019/1864 |
| Instrument | 1864 |
| Name | NORTHWEST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2029 |
The 2026 property tax bill for 203 N Elder Ave was $698 with exemptions applied.
Source: Palo Alto County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Palo Alto County |
| Municipality | Graettinger City |
| Unified School District | Graettinger-Terril Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698.00 | $58,600 (-) Land $6,700 Building $51,900 | $58,600 (-) Land $6,700 Building $51,900 |
| 2025 | $698.00 (+8.72%) Homeowner's exemption Senior Citizen's exemption | $58,600 Land $6,700 Building $51,900 | $58,600 Land $6,700 Building $51,900 |
| 2024 | $642.00 | ||
| 2023 | $49,130 (+26.85%) Land $4,470 Building $44,660 | $49,130 Land $4,470 Building $44,660 | |
| 2022 | $588.00 Homeowner's exemption | $38,730 Land $4,470 Building $34,260 | |
| 2021 | $38,730 Land $4,470 Building $34,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 N Elder Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 203 N Elder Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAETTINGER MUNICIPAL WATER SUPPLY serves 897 people · EPA ID IA7445096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| River Valley Telecommunications Cooperative Fiber | 500 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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