104 N Elder Ave, Graettinger, IA 51342 Property Records

Palo Alto County property record for 104 N Elder Ave, Graettinger, IA 51342

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,344 sqft · built 1988
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jun 2020)
Tax Bill	$1,406 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`620002017000`

Property Details

APN / Parcel Number

Primary APN	`620002017000`

Interior

Full Baths	1 Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Softwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Manufactured
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	264 ft deep x 132 ft wide
Garage Type	Mixed
Garage Area	1,076 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	104 N ELDER AVE
City	GRAETTINGER
State	IA
Zip	51342-1006
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FIRST ADDN. ALL BLOCK 17 #74-W008961
Legal Subdivision	1ST ADD TO GRAETTINGER
Legal Block	17,74
Jurisdiction	PALO ALTO IA
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1045
Census Tract	960200

Owner

104 N Elder Ave, a mobile home, is owned and occupied by an individual who acquired it in March 2025.

Source: Palo Alto County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	203 S CAMERON AVE, GRAETTINGER, IA 51342-1070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMPLOYEE FCU
Mar 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EMPLOYEES CREDIT UNION
Jun 1, 2020	Legal Action/Court Order, Foreclosure · Conventional Mortgage EMPLOYEE FCU
Mar 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Mar 13, 2019 · Amount on File
Deed Document Number	2020988
Deed Book / Page	2020 / 988
Last Transfer Date	Mar 12, 2025
Transfer Doc	0000000419
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	104 N ELDER AVE, GRAETTINGER, IA 51342-1006
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1347
Date	Aug 1, 2022
Book Page	2022/1347
Instrument	2022 1347

Lender

Name	EMPLOYEE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2042

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	104 N ELDER AVE, GRAETTINGER, IA 51342-1006
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/391
Date	Mar 25, 2019
Book Page	2019/391
Instrument	391

Lender

Name	EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

June 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	PALO ALTO IA
Recording Date	Jun 1, 2020
Property Address	104 N ELDER AVE, GRAETTINGER, IA 51342-1006
Document Number	2020/988
Book / Page	2020 / 988
Instrument Date	May 28, 2020
Instrument	2020 0988
Transaction Type	Foreclosure
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.20
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 S CAMERON AVE, GRAETTINGER, IA 51342-1070

Mortgage

Document Number	002020/989
Date	Jun 1, 2020
Book Page	2020/989
Instrument	2020 0989

Lender

Name	EMPLOYEE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO ALTO IA
Recording Date	Mar 13, 2019
Property Address	104 N ELDER AVE, GRAETTINGER, IA 51342-1006
Document Number	2019/331
Book / Page	2019 / 331
Instrument Date	Mar 5, 2019
Instrument	331
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N ELDER AVE, GRAETTINGER, IA 51342-1006

Mortgage

Document Number	002019/332
Date	Mar 13, 2019
Book Page	2019/332
Instrument	332

Lender

Name	EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 104 N Elder Ave was $1,406 with a senior citizen's exemption.

Source: Palo Alto County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Palo Alto County
Municipality	Graettinger City
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,406.00	$96,190 (-) Land $18,850 Building $77,340	$96,190 (-) Land $18,850 Building $77,340
2025	$1,406.00 (+8.49%) Senior Citizen's exemption	$96,190 Land $18,850 Building $77,340	$96,190 Land $18,850 Building $77,340
2024	$1,296.00
2023		$78,640 (+50.82%) Land $12,570 Building $66,070	$78,640 Land $12,570 Building $66,070
2022	$1,028.00	$52,140 Land $12,570 Building $39,570
2021			$52,140 Land $12,570 Building $39,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 N Elder Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 N Elder Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAETTINGER MUNICIPAL WATER SUPPLY serves 897 people · EPA ID IA7445096
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: GigFire, Nextlink, Northwest Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Elder Ave

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