203 Modoc Trl, Lake Kiowa (Gainesville), TX 76240 Property Records

Cooke County property record for 203 Modoc Trl, Lake Kiowa, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,937 sqft · built 1993
Lot Size	0.36 acres (15,660 sqft)
Owner	Individual Name on File
Last Sale	$292,500 (Sep 2019)
Tax Bill	$6,081 (2026)
Deeds & Mortgages	Mar 2024 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7800-001-00944`

Property Details

APN / Parcel Number

Primary APN	`7800-001-00944`
Alternative APN	`2653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,937 sqft Living Area
Gross Area	3,033 sqft
1st Floor Area	1,937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,660 sqft (0.36 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	318 sqft
Deck Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7800-001-00944
Street Address	203 MODOC TRL
City	GAINESVILLE
State	TX
Zip	76240-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE KIOWA MAP 8; LOT 944; DEATH DEED FILED
Legal Subdivision	LAKE KIOWA MAP 8
Legal Lot Number	944
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	1
Census Block	1004
Census Tract	701

Owner

203 Modoc Trl is owned and occupied by an individual who acquired it in February 2024.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	203 MODOC TRL, GAINESVILLE, TX 76240-9416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Transfer on Death Deed, Transfer
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 12, 2019	Vendor's Lien, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Deed Document Number	201995274
Deed Book / Page	2284 / 312
Last Transfer Date	Feb 8, 2024
Transfer Doc	0002632/43
Record Updated	Oct 29, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	Mar 7, 2024
Property Address	203 MODOC TRL, LAKE KIOWA, TX 76240-9416
Document Number	0002632/43
Book / Page	2632 / 43
Map Reference	VOL 3 PG36
Instrument Date	Feb 8, 2024
Instrument	2024-1533
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 MODOC TRL, GAINESVILLE, TX 76240-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	203 MODOC TRL, LAKE KIOWA, TX 76240-9416
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	WG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002479/280
Date	Jan 10, 2022
Book Page	2479/280
Instrument	2022-00212

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 12, 2019
Property Address	203 MODOC TRL, LAKE KIOWA, TX 76240-9416
Document Number	2284/312
Book / Page	2284 / 312
Map Reference	CAB B SL 164
Instrument Date	Sep 10, 2019
Instrument	00095274
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 OAK POINT DR, 1601, CROSSROADS, TX 76227-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MODOC TRL, LAKE KIOWA, TX 76240-9416

Mortgage

Document Number	00095275
Date	Sep 12, 2019
Instrument	00095275

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 203 Modoc Trl was $6,081 with exemptions applied, up 176.8% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,081.00 (+176.79%) Homeowner's exemption Senior Citizen's exemption	$439,241 (+5.29%) Land $118,909 Building $320,332	$439,241 (-0.69%) Land $118,909 Building $320,332
2025	$2,197.00 (-25.8%) Homeowner's exemption Senior Citizen's exemption	$417,169 Land $118,909 Building $323,383	$442,292 Land $118,909 Building $323,383
2024	$2,961.00
2023		$344,768 Land $79,298 Building $348,727	$428,025 Land $79,298 Building $348,727
2022	$4,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Modoc Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Modoc Trl is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE KIOWA SUD serves 2,848 people · EPA ID TX0490016
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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